Upon reaching retirement age, Jim went to this local Social Security office to apply for his retirement benefits.

The lady behind the counter, processing his claim asked him for his driver's license in order to verify his age.

He quickly checked his pockets and realized he had left his wallet at home. He apologized and said he would have to go home, get it and come back later.

The woman said, "No need for that, sir, just unbutton your shirt."

A little confused, he opened his shirt, revealing his curly silver chest hair.

The lady immediately said, "Thank you, sir, that's proof enough for me," and processed his application without further ado.

When he got home, he told his wife what had happened.

She smiled and said, "Oh, honey, you should have dropped your pants. You might have gotten disability too."