I started a conversation by asking him how he ended up this way. He said,

"Up until last week, I had it all. I had plenty to eat, my clothes were

washed and pressed, I had a roof over my head, I had TV and Internet, and I

went to the gym, the pool, and the library. I was working on my MBA

on-line. I had no bills and no debt. I even had full medical coverage. I

was living the dream" he sighed heavily. "It slips away so quickly"

I felt sorry for him, so I asked, "What happened, Drugs, Alcohol, Divorce, Market crash, Death in the family?"

"Oh no, nothing like that," he said."I got out of Prison."