The Englishman's wife steps up to the first tee. As she bends over
to place her ball, a gust of wind blows her skirt up and reveals
her lack of underwear.

Good God, woman! Why aren't you wearing any knickers?" her
husband demanded.

"Well, you don't give me enough housekeeping money to afford
 them" she replied.
The Englishman immediately reaches into his pocket and says, 

"For the sake of decency, here's $50. Go and buy yourself some
 underwear."

Next, the Irishman's wife bends over to set her ball on the tee.
Her skirt also blows up to show that she is wearing no undies.
"Blessed Virgin Mary, woman! You've no knickers. Why not?"

She replies, "I can't afford any on the money you give me."
He reaches into his pocket and says, "For the sake of decency,
here's $20. Go and buy yourself some underwear!"

Lastly, the Scotsman's wife bends over. The wind also takes
her skirt over her head to reveal that she, too, is naked under it.

"Sweet mudder of Jasus, Maggie! Where the fook are yer drawers?"
She too explains, "You dinna give me enough money ta be able ta affarrd any."

The Scotsman reaches into his pocket and says, "Well, fer the
love 'o Jasus, 'n the sake of decency, here's a comb. Tidy yerself
up a bit woman."