For his 12 birthday, little Joseph wanted a 10 speed bike.

   His father said, Son if we could afford it we would by u a new bike but your Mother has just lost her job and we have a $28000 morgage that we are struggling with.

Next morning he seen young Joseph case in hand about to  head out the front door, so he asked  

"Why are u leaving home Joseph"

 Joseph told him; " I was walking past your door last night and i heard u telling mum your pulling out" Then i heard mum say hang on im coming too.  And dammed if im staying here alone with a $28000 morgage and no bike.






   And tip of the day.

   If u cant amaze people with your "INTELLIGENCE" confuse them with your "BULLSHIOT"