I am with NRMA for my 10 year old van. I chose a $1,000 excess (higher than standard) and a value of $36,500, plus $1,000 contents. The premium was $582 10 months ago.
I have a Land Rover, seem to pay more for the privilege! Maximum no claim, no loss of excess & $650 excess.
Anyway. Last year another car hit me & the other driver lied & as I could not prove it was their fault I had to pay the excess. First time this has happened.
Get dashcams!
Money was not the issue, I just hate f.....g liars. I bought 4 dashcams, front, rear & sides.
It's not happening again!
P.S. I have bought 2 spares in the meantime, which I may double up front & rear.
I got SanDisk 256GB high endurance cards for $70 each from Techbuy which I have used for many years.
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Procrastination, mankind's greatest labour saving device!
50L custom fuel rack 6x20W 100/20mppt 4x26Ah gel 28L super insulated fridge TPMS 3 ARB compressors heatsink fan cooled 4L tank aftercooler Air/water OCD cleaning 4 stage car acoustic insulation.
I used RACV this year. When insurance comes around I usually phone AAMI and RACV and take the cheaper of the two. Unfortunately I cannot remember the cost but it was less than $1k (about $800 sticks in mind) with a $1k excess for a van worth $55k.
I go for the $1k excess because I figure if I need to claim on the insurance it's probably going to be a big claim and then $1k is not much in the scheme of things.
Someone else mentioned CIL and I hear good things about them. It's a bit of a gamble, Cupie had a terrible time with NRMA who I would have expected to be good.
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"I beseech you in the bowels of Christ think it possible you may be mistaken"
Oliver Cromwell, 3rd August 1650 - in a letter to the General Assembly of the Kirk of Scotland
Van insurance quite frankly is ridiculously high considering that many van's are used for only about 6 months of the year and their exposure time on the road is limited.
Our van was $830 last year for a $57,000 value. That is with APIA.
I did get a cheaper quote from RACWA but we had had a claim with APIA which they were very good with and so stuck with them.
Silly though when I get all of my 3 cars insured through Shannons for $1600 per year with a combined value well in excess of my van.
Im with RACV, $52K insured for $525, $1K optional excess, no annexe cover, $1k agreed contents cover. I have never made a claim on caravan insurance over many years so have no claim bonus also.
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"life is too short to spend it with people who suck the happiness out of you"
