I know that this topic comes up reguarly but for those interested I just received an insurance renewal quote from CIL and to my surprise it was $300 more than what I paid them last year. I went onto the NRMA website and got the same coverage for almost $500 less and that included the annexe and adding the no claim bonus protection. I do have a number of other policies with the NRMA so I get a 17.5% loyalty discount as well as my usual 60% no claim bonus (which they will give to you anyhow if you already have it with another insurer). I read the product disclosure statements carefully for both products and they seem to cover pretty much the same things. The only difference I can see is that CIL say that they will cover the transport of your van back to your location once any repairs have been completed.
