Caravan Insurance

Tassieite · Member

Caravan Insurance

macka17 · Guru

We have RACQ. for all. Cars. van. boats plus home and cat.

Never query any claims and actually see (and pay for) more than we saw after Cyclone.

It's more important (I think) to have one that actually covers you.
Than one with a cheap price.

Prior to, I had Western QBE for 30 plus yrs .
Never a problem, but increased premiums a bit too much for me after first Vict fires.

When we in QLD Paying for them. Nope..

Don't go by pricing. go by Other peoples recommendations/reputation.
Insure all with same co. get better discounts.

Tony Bev · Guru

Hello Tassieite

The link below is to another topic on this site, in regards to motorhome insurance, but I will point out that my caravan was insured with RAC in Western Australia, who do not insure motorhomes

The four insurers mentioned are in my opinion reputable insurers, but you will have to look at what they offer for caravans, rather than which is the cheapest price

Also
I am led to believe that some Private Health Funds, will insure caravans
As my Private Health Fund did not, then I did not follow this up
Hope the info is helpful to you

http://thegreynomads.activeboard.com/t62502773/insurance-motorhome-july-2016/

Phil C · Guru

Gday and welcome to the forum

Because we live in our van 24/7 we couldnt get insurance from some companies. However, CIL came to the party and we have no complaint about them at all. We have had a few claims (mainly due to my mistakes) which were settled quickly and with friendly operators. Its worth the extra few dollars and the $200 excess to know we have the best, but thats only my opinion.

Enjoy this lifestyle.

Friar Park · Senior Member

Like you we are resident in Tassie. We came here from the mainland 14 years ago. have been insured with RACT for everything for all that time. Made a few claims home and vehicles, never a problem. Excellent both staff and service. Not cheapest but excellence is never cheap.

Friar.

Pondy · Senior Member

We have van insured with CIL and can highly recommend them. You don't know how good a company is until you have to claim as we had to do earlier this year.
Our claim experience was made so easy by CIL all done over the phone There recommend repairer was great.
Have just updated our van and insured with CIL again they were not the cheapest but covered everything and don't charge any extra to pay by the month as some companies do.

-- Edited by Pondy on Wednesday 12th of October 2016 06:23:21 PM

Peter and JudyH · Senior Member

Tasieite,

May not suit you but our local NRMA is good value.

I have the tug, caravan, boat and trailer and CTP on the tug with them.

The good part is if we have an accident, both are covered and only one excess is payable.

We also have breakdown service on SWMBO car, tug and van with them.

This is a national cover as well. If i break down with tug and van they will recover both if necessary

Have been with them for over 20 years no problems and get a really good loyalty discount.

Maybe check your State road service and see what they offer.

Grubbygypsy · Senior Member

Haha I'll let you know about mine tomorrow - incident today - claim begun - sitting in hotel room ATM as unable to sleep in van .

bobkat · Veteran Member

Good on you Tassie it. When we bought the new van in march I researched all the companies I could think of our previous motor home had been with CIL FOR YEARS. I have now taken out insurance with Bill Tame & associates, he is well recognized in the R V market, only thing is you must be a member of CMCA first ($60.00 ) By the way for your info they want car & van however I had insured the new car just a couple of months ago with coles so I was not prepared to cancel so they still did the van on it own Ring them and get a quote Good luck happy travels

Dhutime · Senior Member

We are with Ken Tame , happy with the price and had a rather large claim recently to repair the car I collided with (my fault , no problems very professional.

Tassieite · Member

Good luck with your claim GrubbyGypsy

-- Edited by Tassieite on Thursday 13th of October 2016 09:47:31 PM

-- Edited by Tassieite on Thursday 13th of October 2016 09:48:04 PM

Tassieite · Member

Certainly a lot to check out thankyou..have receieved quotes from RACT and apia to date and waiting on call from CIL.

Grubbygypsy · Senior Member

Tassieite wrote:
Good luck with your claim GrubbyGypsy

-- Edited by Tassieite on Thursday 13th of October 2016 09:47:31 PM

-- Edited by Tassieite on Thursday 13th of October 2016 09:48:04 PM

Thanks mate....still battling it lol. Waiting, waiting. Writing from a hotel room I'm going to hope they honour!!! Kinda makes me mad they don't give you a difinative answer. I've had 6 different stories from 6 different phone calls. Thank god they record all calls eh?

Should hear today, and I'll make my recommendation or slamming then

Granty · Senior Member

Interesting Fact. I have just spent the afternoon getting quotes from 4 companies to insure our new van. The interesting fact is that none of them enquired if it had electronic stability control. Rod.

Tassieite · Member

Stability Control is a interesting question as it should make a big difference to liability, having had a 2.5t boat do the dance on me and was written off there is no way i would buy a van without it.

brickies · Guru

And they don't ask much about the nut behind the wheel