Hi everyone,My husband and I are 73 and would like to sell our mobile home in an over 55s village in NSW so we can buy a Winnebago.We will move to QLD to live with our son and use his home as a base.We could then travel for a couple of months then go back there between trips.Can anyone tell me if we would lose any of our aged pension by doing this.I understand we would not be eligible for rebates for land rates,electricity ect and we would only have around $50,000-60,000 in total in savings.I am wondering if we will lose more as we will have no other income.Any info would be a great help in making our decision.Thank you.Robby
Welcome to the gang Robby, enjoy here and out in the playground.
Others might have a better answer for you but I would just ask Centerlink the question, then you have it direct from them.
The main thing I can see from previous discussions with CL is you will be living with your son when not travelling and that could effect him if he needs Centerlink help in any way while you are there. His situation could also effect you. My thoughts on your question anyway. Hope it is of some help even though small.
__________________
Live Life On Your Terms
DOUGChief One Feather (Losing feathers with age)
TUG.......2014 Holden LT Colorado Twin Cab Ute with Canopy
DEN....... 2014 "Chief" Arrow CV (with some changes)
BEFORE YOU DO ANYTHING.......................................
Go out and hire a motorhome/whatever. of the SAME size you thinking of getting.
Same model even better.
Fow a weekend/week whatever.
If you serious and buying new the dealer will probably give you the one you want.
on the understanding that if you don't buy.
you'll pay full hire rate for it.
Second hand ones will probably do same too. Ask around.
and DON'T be afraid of travelling out of your area for one.
I'm 74 this month recently went down to pick up a caravan from Melbourne from Central Qld.
No income... Below savings level.
You'll get pension and when staying in one spot for a while. you can claim park fees.
DOn't know what happens about that if you travelling. Never done it.
When parked at sons place you can probably claim part rent but just be aware,
It could affect his income tax wise.
Probably best to go to dole office and query them.
There's probably ways of shonking it. But I'd be the one to get caught.
So I've never thought of doing anything.
We've travelled 3 ish months every yr for seems like forever. last 6 yrs we doing it overseas.
Fed up going round and round on same bit of dirt.(Australia)
As Dougwe has welcome to the forum, as he has said see the centerlink people (BUT ASK TO SEE THEIR FINANCIAL CONSULTANTS & it's FREE), as they can advise you what you are both are entitled to and they can not tell the centerlink people anything about your finance.
That is what i have done a couple of times now and found out what we were entitled to. Cheers reg
To answer the centrelink comment. We have just returned from a big trip and were able to claim rent assistance from centrelink for each fortnight stay at a caravan park. You need to let them know when you arrive by changing your address in the iphone or on line application called centrelink express and mygov on line.
Go to centrelink and get some rent certificates and you will be set. Not so hard to change stuff just takes a few moments.
Enjoy your travels.
__________________
Ex RAAF, now retired. EX Electrician/Teacher.
Homebase is Murray Bridge Tourist Park (in a cabin). New Horse.. 2020 Ford Everest Titanium, Jayco swan for touring.
Welcome to the gang Robby, enjoy here and out in the playground.
Others might have a better answer for you but I would just ask Centerlink the question, then you have it direct from them.
The main thing I can see from previous discussions with CL is you will be living with your son when not travelling and that could effect him if he needs Centerlink help in any way while you are there. His situation could also effect you. My thoughts on your question anyway. Hope it is of some help even though small.
Gday...
Welcome from me too Robby
I would suggest the advice provided by Doug (above) is the best.
Your situation is unique and ONLY CentreLink can provide you with ACCURATE advice on what your circumstances will allow you to qualify for ... and if there may be any impact on your son for that matter.
As also stated, make an appointment with the Financial Services Officer. They will determine your entitlements from YOUR circumstances - rather than from the advice provided by other travellers who each have their own circumstances determining their entitlements - if any.
cheers - John
__________________
2006 Discovery 3 TDV6 SE Auto - 2008 23ft Golden Eagle Hunter Some people feel the rain - the others just get wet - Bob Dylan
don't talk to other staff at Centrelink - they will give you bad advice as Centrelink constantly changes its policies and allowances and so the general staff usually don't have a clue.
Take the advice of others and see their Financial Services Officer.
But if you are selling the house that you lived in, and don't have a stash of gold somewhere, your aged pension wont be affected.
For your sons sake, don't tell anyone that you are paying him any rent (if in fact you intend to). The Dept of Human Services (Centrelink) and the ATO share data and your son will get an unpleasant surprise if he doesn't declare receiving rent from you when he does his tax return
__________________
Cheers Bruce
The amazing things you see when nomading Australia
always love the few here who take the high moral ground on issues - assume they don't live in glass houses ! And their comments don't add anything to the posters question
__________________
Cheers Bruce
The amazing things you see when nomading Australia
Perhaps encouraging others to misrepresent income and expenditure is not the most appropriate advice.
Hi
You know this is well said and hardly, as implied 'the high moral ground'. I would say just being normally honest, or is that an outdated concept with the oldies ??
Perhaps the previous poster was not as accurate as he could have been however. I would say that paying rent could cause some problems but assisting your son with some of the extra expenses while you are there would be good and not be a problem.
As for going to Centerlink. I have always found them to be helpfull and easy to deal with. Perhaps because I have nothing to hide and live in a glass house. But they will make an appointment to see the fianancial adviser and again I have found them very helpful and willing to help and discuss the options that may be available to you and the way they change any entitlements.
Jaahn
-- Edited by Jaahn on Sunday 5th of June 2016 01:55:27 PM
