So as not to repeat lots of what has been said before may I suggest that you click on Search above and then type Caravan Insurance. There was quite a bit of discussion on it in April, 2016 that you can read then ask again for more information if you need it. Hope you are very happy with your purchase. Cheers and welcome.
-- Edited by Gaylehere on Tuesday 31st of May 2016 08:11:38 PM
Hi Buckethead and welcome to our neat Forum and glad to have you as a member. We all look forward to lots posts of your travels and also questions that we can assist you with.
Gaylene is right - this particular topic is regularly asked by new members and can be a mine field. Take her advice and go to the top of this page and type in Insurance or Caravan Insurance (the search function is a bit pedantic and needs to be word perfect lol) but you will get to read lots of great comment on the various companies who specialize in 'van insurance and don't exclude the heaps that your house and car insurer does.
Best advice, short-list the companies to 2-3 and read their PDF (product disclosure form) very carefully. They are required to be in simple and understandable language and you can then make an informed choice based on what they offer, their exclusions and their premiums
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Cheers Bruce
The amazing things you see when nomading Australia
we find them one of the better ones and they pay no problem.
After Marcia they came here. went right through house and outside. finding $15 grands worth we didn't even see.
Had it all replaced and painted within a month.
Same with Caravan coupla yrs ago.
Insurance write off. not even on road. they paid out on the valuation Premium We'd been paying
After I rang them about it.
$7 grand more than their valuers quote??.
Gday Buckethead (not bookay head lol) and welcome, we insure with CIL, never had an issue and they are easy to deal with. Bit dearer than the others but solid gold IMHO.
Cheers
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Ex RAAF, now retired. EX Electrician/Teacher.
Homebase is Murray Bridge Tourist Park (in a cabin). New Horse.. 2020 Ford Everest Titanium, Jayco swan for touring.
Went with CIL. Main reason was if I was injured or sick or the tow vehicle was not drivable CIL gets your van back home to the value of $5000. Peace of mind.
At 16' (up to 6.7 meters) if you take out Gold cover (Total Care) roadside service with your local Auto Club (RACQ, RACV, RAA, NRMA, etc) you get van towing etc included and most also have a Tow Pack option for larger sized vans and motorhomes or those on basic roadside service for an extra $60 - $70.
On the insurance side, multiple policy discounts are usually on offer from Auto Clubs along with years of membership discounts and extremely low excesses make them hard to beat.
