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Post Info TOPIC: Banking????


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Banking????


OK, I know this a long way from Caravans and ways to kill time, but I will ask and see what happens. We are your average 75 year old couple with a Commonwealth Bank, Goal Saver account. It is only paying 2.79% per annum on a monthly basis, as long as it grows by at least $200 every month. Can anybody recommend another bank savings acc that pays more? Any bank that is.

We have 3 accounts, Working Acc, Savings Acc and Visor.

I wait with baited breath.

Simmo.



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Dunno but this is a fair comment I reckon

 

https://youtu.be/WSIUf2hD6Io


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Thanks dING, that is a classic.
Simmo.

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try looking at the consumer protection champions site "Choice". They may have something that helps.

what used to be building societies often still offer high rates as well as places like ING. You could also google "savings interest rates" and see what happens.

There will be safe places out there (no, not the PM's Cayman Islands a/c or Bankers) who will pay better rates and you will still be able to access your funds - although you will have to use a debit card and transfer your money around on the internet. Many of these outfits don't have branches like the Big 4 do and will only have one or two offices in maybe Melbourne and Sydney (and you cant take your horse into their lobby)

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I use this site:

http://mozo.com.au/savings-accounts



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Look into term deposits - depending on amount the interest rates varies.



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If you are comfortable with the internet Simmo ( and you certainly seem to be ) have a look at Ubank, its part of NAB and can only be operated on line. so far it is the best I have found.
Landy


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There is also RABO, ING, Bankwest as well as UBank who offer good interest. But it's all pegged to the cash rate that the Govt reviews first Tuesday of each month. Some banks offer bigger margins. Similar to mortgages where the smaller margin is the better one.

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Thanks everybody, I now have some homework and investigating to do, I will be back, but not in 5 minutes.
Cheers.....Simmo.

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Westpac currently offer 3.2%



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All the Banks everyone has mentioned are on Mozo and you can compare each Bank, interest rates and any conditions. A one stop shop...

http://mozo.com.au/savings-accounts



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Retired Airline Pilot and Electrician..

I'm not old, I've just been young a long time....Ken

Since light travels faster than sound, some people appear bright until you hear them speak.

 



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landy wrote:

If you are comfortable with the internet Simmo ( and you certainly seem to be ) have a look at Ubank, its part of NAB and can only be operated on line. so far it is the best I have found.
Landy


 Us too.biggrin

Aussie Paul. smile



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