Whether these changes are good or bad depends in part on how we adapt to them. But, ready or not, here
      they come. 

      1. The Post Office

     Get ready to imagine a world without the post office. They are so deeply in financial trouble that there is probably
 no way to sustain it long term. Email, Fed Ex, and UPS have just about wiped out the minimum revenue needed to 
 keep the post office alive. 

      Most of your mail every day is junk mail and bills.

      2. The Cheque

      Britain is already laying the groundwork to do away with cheques by 2018. It costs the financial system billions of 
     dollars a year to process cheques. Plastic cards and online transactions will lead to the eventual demise of the
     cheque. This plays right into the death of the post office. If you never paid your bills by mail and never received 
     them by mail, the post office would absolutely go out of business.

     3. The Newspaper - we're seeing this today

      The younger generation simply doesn't read the newspaper. They certainly don't subscribe to a daily delivered 
      print edition. 

     That may go the way of the milkman and the laundry man. As for reading the paper online, get ready to pay for it. 
     The rise in mobile Internet devices and e-readers has caused all the newspaper and magazine publishers to form 
     an alliance. They have met with Apple, Amazon, and the major cell phone companies to develop a model for paid 
     subscription services.

      4. The Book - this one too

       You say you will never give up the physical book that you hold in your hand and turn the literal pages. I said the 
       same thing about downloading music from iTunes. I wanted my hard copy CD. But I quickly changed my mind 
       when I discovered that I could get albums for half the price without ever leaving home to get the latest music. 
       The same thing will happen with books. You can browse a bookstore online and even read a preview chapter 
       before you buy. And the price is less than half that of a real book. And think of the convenience! 

       Once you start flicking your fingers on the screen instead of the book, you find that you are lost in the story, 
      can't wait to see what happens next, and you forget that you're holding a gadget instead of a book.

     5. The Land Line Telephone 

      Unless you have a large family and make a lot of local calls, you don't need it anymore. Most people keep it 
      simply because they've always had it. But you are paying double charges for that extra service. 
      All the cell phone companies will let you call customers using the same cell provider for no charge against your 
      minutes.

      6. Music

     This is one of the saddest parts of the change story. The music industry is dying a slow death. Not just because of 
     illegal downloading.  It's the lack of innovative new music being given a chance to get to the people who would like 
     to hear it. Greed and corruption is the problem. 

     The record labels and the radio conglomerates are simply self-destructing. Over 40% of the music purchased today 
     is "catalogue items," meaning traditional music that the public is familiar with. Older established artists. This is also 
     true on the live concert circuit. 

     To explore this fascinating and disturbing topic further, check out the book, "Appetite for Self-Destruction" by Steve
     Knopper, and the video documentary, "Before the Music Dies."

      7. Television

      Revenues to the networks are down dramatically. Not just because of the economy. People are watching TV and 
      movies streamed from their computers. And they're playing games and doing lots of other things that take up the 
      time that used to be spent watching TV. 

     Prime time shows have degenerated down to lower than the lowest common denominator. Cable rates are 
     skyrocketing and commercials run about every 4 minutes and 30 seconds. I say good riddance to most of it. 
     It's time for the cable companies to be put out of our misery. 

    Let the people choose what they want to watch online and through Netflix.

     8. The "Things" That You Own

     Many of the very possessions that we used to own are still in our lives, but we may not actually own them in the 
     future. 

    They may simply reside in "the cloud." Today your computer has a hard drive and you store your pictures, music, 
    movies, and documents. 

    Your software is on a CD or DVD, and you can always re-install it if need be. But all of that is changing. Apple, 
    Microsoft, and Google are all finishing up their latest "cloud services." That means that when you turn on a 
    computer, the Internet will be built into the operating system. So, Windows, Google, and the Mac OS will be tied 
    straight into the Internet. If you click an icon, it will open something in the Internet cloud. If you save something, 
    it will be saved to the cloud. And you may pay a monthly subscription fee to the  cloud provider. In this virtual world,
    you can access your music or your books, or your whatever from any laptop or handheld device. 

     That's the good news.  But, will you actually own any of this "stuff" or will it all be able to disappear at any moment 
     in a big "Poof?"  Will most of the things in our lives be disposable and whimsical? It makes you want to run to the 
     closet and pull out that photo album,  grab a book from the shelf, or open up a CD case and pull out the insert.

     9. Privacy

Soon there will be no secrets! If there ever was a concept that we can look back on nostalgically, it would be privacy 
That's gone. It's been gone for a long time anyway.. There are cameras on the street, in most of the buildings, and 
even built into your computer and cell phone. But you can be sure that 24/7, "They" know who you are and where
you are, right down to the GPS coordinates, and the Google Street View. If you buy something, your habit is put into 
a zillion profiles, and your ads will change to reflect those habits. "They" will try to get you to buy something else. 
Again and again.

All we will have left that can't be changed are "Memories".    And then "Alzheimer's" will take that away from you too!
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