Gday ,as the topic implies ....I was chatting to the chap next to me in the Charleville C/Park last week and we were looking at the van opposite and how the owners had not fixed the awning down as it was getting windy . he then informed me that a friend of his had made a claim to his ins Co when his awning took off and did bad things to his van ! However, the fact that he had placed his uprights into the vertical position ... that is to say he unclipped the bottoms off the van and placed them into the vertical position ..to wit.. 90 degs.The ins Co said that this no longer was part of the van as it was not affixed to the said van 100% .Claim denied !! This was conveyed to me socially ..so it was purely anecdotal ,however it does give one a valid point to ponder ,does it not ?? Cheers John
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Westy. Some people I know are like slinkies. They look really funny when you push them downstairs !
Some refer to that as the "carport" position. Interesting that they would knock him back on that.
I did hear (but can't confirm it) that a certain large RV club insurer does not cover awnings, but it could be hearsay unless someone has experience of this.
Some refer to that as the "carport" position. Interesting that they would knock him back on that.
I did hear (but can't confirm it) that a certain large RV club insurer does not cover awnings, but it could be hearsay unless someone has experience of this.
The Large RV insurer does cover awnings, and that was for hail damage. That is first hand and it was just last year.
How do you go if you have your Annex up your posts in vertical position to hold the annex and a freak wind came through and demolished the lot ,does insurance cover that ? I find it a bit hard to believe if the awning posts are not attached to the van your insurance is void.
I have already replaced an awning through insurance,that question about the arms of your awning being attached to the van wasn't even asked , just paid excess of $50.00 and replaced no problems.
Olley46, I think you will find that with the annex attached and the walls and windows closed, the wind cannot get under the awning and rip it off. Shame that some insurance companies always try to find a way out of honoring a claim.
Yes read your policy but how many of us actually do and how many of us actually understand it all.
Larry
Some refer to that as the "carport" position. Interesting that they would knock him back on that.
I did hear (but can't confirm it) that a certain large RV club insurer does not cover awnings, but it could be hearsay unless someone has experience of this.
The Large RV insurer does cover awnings, and that was for hail damage. That is first hand and it was just last year.
That's good to know first hand Neil and Raine, another furphy put to bed !
~~~SNIP Yes read your policy but how many of us actually do and how many of us actually understand it all. Larry
Gday...
When deciding on accepting ANY insurance policy on ANYTHING you wish to insure the first things to do are to completely read the policy document and the Product Disclosure Statement. If you cannot understand what the insurer is offering for your money, then ask - and only accept an explanation that you understand.
Unless you know the extent of the cover, in particular for your PERSONAL circumstances, the quoted price is irrelevant.
Why pay for a policy that does not cover the things you have, use and need - simply to save a few bucks on the policy.
Cheers - John
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2006 Discovery 3 TDV6 SE Auto - 2008 23ft Golden Eagle Hunter Some people feel the rain - the others just get wet - Bob Dylan
