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Post Info TOPIC: Online Financial Security
Palebushman


Senior Member

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Posts: 144
Date:
Online Financial Security
Permalink  

Hi to all of you great GN members,

While enjoying a wonderful time up at the Mareeba Rodeo grounds recently, I was amazed at how many of the travelling folk there, were using their computers for on-line banking and purchases, and just trusting in their Anti-virus programs to prevent any Cybercrime activities happening to them.

No Anti-virus program is 100% in providing protection against these vile on-line low-life miscreants, so the more protection you can have on-board the better.

PLEASE DO NOT USE MORE THAN 1 (one) ANTI-VIRUS PROGRAM at a time on your computer. They don't get on well with each other and they cause mayhem when put together in the same operating system.

But here is an extra valuable and FREE combatant that you can safely add to your arsenal. Take a read first by clicking on this link:-

http://www.trusteer.com/learn

And to download the program go here:-

http://www.trusteer.com/webform/download-rapport

The above links are not the only programs of this type, so please do check with your own financial institutions, to see what they have to offer first.

Please note that I am neither paid nor sponsored by that company, and the only reason that I am posting this to you all in here is because fore warned is for-armed.



-- Edited by Palebushman on Saturday 13th of August 2011 07:09:03 PM

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Vic


Guru

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Posts: 2454
Date:
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Good advice Dave, I will check that program out.

I bank with Bendigo Bank, and you can purchase a scrambler from them that gives you a new random security number to type in each time you use it and once you log out cannot be used again, this is also good security for travellers.

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Vic

Hi Ace Pop Top Campervan & A'Van A'Lite Camper Trailer.....

Khalil Gibran says "We tarry forward - not backward".

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_wombat_


Master (of Mischief)

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Posts: 10942
Date:
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best security is DO NOT BANK ONLINE.

I have a credit union, with two debit cards, one for Mrs W and one for me, Mrs W has NEVER used her card and last week we got a text saying to contact CU as Mrs W card had been used at Macy's in the USA and they need to reissue her card, now how does this happen when her card has never been used?



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Vic


Guru

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Posts: 2454
Date:
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How about using your card on credit or savings to obtain fuel during trips etc? Is this just as much at risk?


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Vic

Hi Ace Pop Top Campervan & A'Van A'Lite Camper Trailer.....

Khalil Gibran says "We tarry forward - not backward".

Spread the laughter
Share the cheer
Let's be happy
While we're here.

 

 

 

 

 

 

 

 
Palebushman


Senior Member

Status: Offline
Posts: 144
Date:
Permalink  

"Best Computer Security" wombat, is not to connect your computer to the Internet, period.

But why miss out on the awesome amount of information, let alone the purchasing conveniences and joys of communicating with fellow computer users, that use the www as intended.

Using your Credit or Debit card in anything electronic that they slide into, in order for you to acquire one of their benefits, is using it 'Online' by the very nature of the device.

See Vic's post for examples.

I don't wish to fire-up an argument on this subject/op, but if one strives to keep their computer well secured by whatever measures one sees fit to use, then the chances of falling victim to any online theft, is pretty slim. And most financial institutions will look very favourably toward your case, if you can show them the security measures you had in place during such an unfortunate 'Online' incident anyway. 

I don't like the idea of ever having a serious accident, but I'll be damned if I'm not going to get out of bed until the chances pass by.



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Happywanderer


The Master

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wombat, even though Mrs wombat has NEVER EVER used her card, is it somehow connected to yours or is it a completely separate account?? Its a very strange one as if it has NEVER been used how would somone get its details. Makes you wonder doesn't it.
I do online banking, it makes life so much easier but then they wouldn't find much in my account if they tried anyway.

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milo


Guru

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i only have a debit card, always only with small amounts on it, so they couldnt run up a big bill any ways. but it is scary to think what could happen..

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Pejay


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Posts: 869
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Just a thought - was the text actually from the Credit Union??? Or perhaps part of the 'scam'??

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_wombat_


Master (of Mischief)

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Posts: 10942
Date:
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HW, yep card was connected to mine but still has differant numbers, CU did not know how it was done but they stopped the transaction b4 it happened and the amount was only for $1, CU said they try a small amount and if it gets through then they go bigger.

 

PJ, no we made sure the text was from the CU.



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Sheba


Guru

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Posts: 8735
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That sounds like what happened to me a few weeks back Wombat.   Bank blocked it, and I got a new Debit Card.  It was $1 also.  I think it was that amount that alerted them.

Cheers,

Sheba.



-- Edited by Sheba on Saturday 13th of August 2011 06:24:58 PM

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BobnBev


Senior Member

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Posts: 460
Date:
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Well we have a text from our bank BEFORE the transaction can go ahead. thats on the net. but for a efpos ? who knows, but had the big acc, closed to the net. have to go into the bank and transfer it over the counter if needed..
Only time will tell if they can read my mind.. Smile, thats where I keep my pin#

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gordon_adl


Senior Member

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Posts: 476
Date:
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As a current I.T. person, I'd like to say that for the average person, your biggest online threat is email. Reading chain emails, resending them and surfing porn will be your biggest PC threat. Online banking is actually quite secure. It's what you do before going to your bank link that gets people in trouble.

Also, your bank and credit card company will never, ever email you asking you for any information. Any email you get requesting personal information, ie tax id's, pin number and addresses or anything like that should be to you a clear sign to delete it.

Lastly, don't even bother responding to scam emails threatening to report them. A response to these emails, given the right circumstance, can be just as bad as giving them your personal details.

Online scams are no different then telephone scams and other malcontent ways to get your details.

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