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Post Info TOPIC: Void your insurance - Just because your car has five or seven seats doesn't mean you can carry that many people.


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Void your insurance - Just because your car has five or seven seats doesn't mean you can carry that many people.


Interesting article about how a car with a large number of seats ( 7 say - like some cars have ) could be overloaded just with number of people - like 7 adults. The overloading could void your insurance.

Does not mention caravans at all - but I just found the article surprising... and something I had not realized or considered....

 

Filling your cars seats could void your insurance

Just because your car has five or seven seats doesn't mean you can carry that many people.   Read on to find out why......

https://www.drive.com.au/caradvice/filling-your-cars-seats-could-void-your-insurance/

 



-- Edited by PeterX on Saturday 22nd of January 2022 12:19:49 PM

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Going to be a bit hard if some of the passengers have disapeared after the accident, & whos going to be bothered weighing them?

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D.L.Bishop


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Most people are not aware that there is such a thing called GVM when it comes to a car only.

Most understand it to only play a part when towing. You will there is a majority of 200 series

LandCruisers that have gone over unintentionally:

Payload:610kg

2 adults approx 180kg, Full tank of fuel at 138 lt at specific gravity of 0.88kg/l 110kg,

tow ball at 10% 300kg you're up to 590kg. 20kgs to play with.

Most insurance companies won't go there if for the one and only reason being

how does one reconstitute the weight of the vehicle at the time of impact when everything

is spread around from the impact.

Cheers,

Larry 



-- Edited by deverall11 on Saturday 22nd of January 2022 01:36:13 PM

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Not to forget that "keeping up with the Jones model" vs "pauper model" there is a difference.

 

Land Rover HSE:

Tare 2442kg

Kerb 2718kg

Gross 3230kg

Payload 512kg (not enough)

 

SE pauper model:

Tare 2416kg

Kerb 2494kg

Gross 3230kg

Payload 736kg

 

Go for the model without all the keeping up with the jones toys & you have a bit more room to manoeuvre with payload.



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I suspect people who worry about these sorts of things tend to die early from stress related illnesses.



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Well said Mike Harding



-- Edited by Bush walker on Saturday 22nd of January 2022 05:29:10 PM

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My memory is hazy, but I seem to recall a conversation with a salesman at a van and motorhome show. I asked him why some seats in a motorhome were not equipped with seat belts. He said that adding seat belts would mean that the vehicle would have to be reclassified for registration purposes, and I would then no longer be able to drive it with a C class licence.

Anyway, who needs seats?

https://www.indiatimes.com/trending/human-interest/thanks-to-amendment-in-motor-vehicles-act-we-won-t-see-these-sights-on-indian-roads-375062.html

 



-- Edited by dorian on Sunday 23rd of January 2022 05:48:16 AM

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It is surprising that those overloaded vehicles can actually get moving with so much weight. Probably a lot of burnt clutches.



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