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Post Info TOPIC: Motorhome insurance
Benny and Jenny


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Motorhome insurance
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Hi all, Benny here and new to the forum/motor home life.

 

I have just purchased our fist motor home a 1997 Nissan civilian and after a little help please, Rang my insurance company (RAC) and they do not insure buses or motor homes apparently.

Have tried a few others Shannon's (don't insure buses converted to motor homes) APIA (don't insure grey imports even through I have records that say the bus was sold new in WA in 1997, APIA say as it is a civilian it must have been imported so no luck there)  

I am currently waiting on CIL to get back to me from an online inquire so hopefully something there.

 

Any help would be appreciated as am not willing to drive with out insurance and its not the same sitting in the driveway pretending to be on the road.

Thanks in advance,

Benny

 

 

 



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Peter_n_Margaret


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Ken Tame specialises in motorhomes. You will need to join the CMCA.
Cheers,
Peter

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OKA196, 4x4 'C' Class, DIY, self contained motorhome. 960W of solar, 400Ah of AGMs, 310L water, 280L fuel. https://www.oka4wd.com/forum/members-vehicles-public/569-oka196-xt-motorhome
 

 
Benny and Jenny


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Hi Peter 

Thanks for this have sent an email inquire off to them.

Benny



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oldbloke


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Try www.wfi.com.au/homepage

Very competitive for vans. I'm with them

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Sta
Tony Bev


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Hi Benny and Jenny, welcome to the forum

Like you I had my car and caravan (for many years), insured with RAC WA

Like you they they informed me that they do not insure motorhomes, something about size and weight restrictions

For the first year, I went with SGIO WA, as their office was around the corner, from RAC (in my town)

SGIO only covers for damage to vehicles, and (at that time), did not offer extras, like getting you home

After a bit of research I found that both CIL, and Ken Tame, were very close in regards to what they offered, and within the same price range

I picked CIL as (at that time), reading the product disclosure of Ken Tame, I interpreted their words as meaning that if the driver was not a paid up member of CMCA, then the vehicle was not insured

People on this forum had told me that my interpretation was wrong, about Ken Tame, but I went with what I had read, and not what was said

Do your research, and ask around, but it would pay to read the product disclosure of each insurer, as cheaper is sometimes not the best, for our individual requirements

I have no problems with CIL, as two years ago, I had a storm damaged awning replaced, and early this year, I had a broken windscreen replaced

Hope when you get going, there are many happy road trips, ahead of you both

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Tony

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Possum3


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If CIL can't help you may need to have a broker arrange cover for you.

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Peter_n_Margaret


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Possum3 wrote:

If CIL can't help you may need to have a broker arrange cover for you.

 A broker can not arrange insurance with Ken Tame.

Cheers,

Peter



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OKA196, 4x4 'C' Class, DIY, self contained motorhome. 960W of solar, 400Ah of AGMs, 310L water, 280L fuel. https://www.oka4wd.com/forum/members-vehicles-public/569-oka196-xt-motorhome
 

 
Bill B


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Peter_n_Margaret wrote:

hr />

 A broker can not arrange insurance with Ken Tame.

Cheers,

Peter




Ken Tame is only a broker for Allianz aren't they ?

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Bill B
Benny and Jenny


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Hi Tony 

Have a quote coming from Ken Tame today after sending an online request for a qoute 

Tried CIL the other day but there was a 25 min wait an at the time but didn't have time so will try again tomorrow.

 

Looking forward to getting insurance and starting some trips away.

Thanks 

Benny



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Peter_n_Margaret


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Bill B wrote:
Peter_n_Margaret wrote:

 A broker can not arrange insurance with Ken Tame.

Cheers,

Peter

 

 

Ken Tame is only a broker for Allianz aren't they ?

 No. Ken Tame is now wholly owned by Allianz.

Cheers,

Peter



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OKA196, 4x4 'C' Class, DIY, self contained motorhome. 960W of solar, 400Ah of AGMs, 310L water, 280L fuel. https://www.oka4wd.com/forum/members-vehicles-public/569-oka196-xt-motorhome
 

 
bgt


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The CMCA owns the policy. Ken Tame is only the broker on behalf of the CMCA. Like all insurance there is an underwriter.

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