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I know Club 4x4 Covers Tugs off Road as well as Camper Trailers and from their Website "Off-road cover if your Caravan or Trailer is designed for off-road use". Suggest you give them a call.

We take our 21'6" Traveler Van off road carefully thru creeks etc and drive to the conditions, ( and insured with another org) but the van is not considered off road, to me even if a van is built/designed off road, going to fast over rough surfaces could /will cause problems, so 4x4 insurance are trying to limit claims via their off road restriction.

-- Edited by PeterInSa on Thursday 8th of October 2020 06:53:41 PM

I know RACQ will recover you pretty much anywhere they can get to themselves subject to your size. Even that depends on who is on the ground, because the size limit is to allow regional contractors an out if they don't own larger tilt trays etc. RACQ regularly recovers vehicles and trailers with roadside issues right throughout Cape York, including the OTT. There is no 2wd- only restriction. RACQ Ultimate basically ensures I will be recovered anywhere in Australia. They advise members to contact them not the local club and they secure recovery for the member. If for instance, NRMA basic level (the reciprocal arrangements are all basic level) can't handle my recovery, a private contractor will be used (and that might even be NRMA). Really remote areas are an issue more than difficulty of tracks/terrain. RACQ will reimburse some maybe all of your costs if you need assistance in parts of the Simpson or Gibb River Road. I have heard about a Vic driver on the 4x4 meet needing to get his vehicle towed to a "main" road before RACV would assist but that was insurance not breakdown (4x4Earth has that tale).

All of the roadside assistance companies use the same contractor to provide cover for a particular area. Therefore it won't matter if you are with RACV or RACQ or Youi or Club 4x4, if the recovery vehicle can get to where you are they will get you. The difference will only be in any cost to you subject to the Terms and Conditions of your particular cover.