Hi all. Just wondering what everyone does with their Caravan Insurance when they return home after being away from the winter months each year. As we all know insurance is not cheap. I wonder if people cancel the insurance during the time the van is not being used and then start it up again just before they head north again the following year.
Your thoughts?
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Cheers
Col
(Picture of my beloved Molly (2003 - 2016) who loved the travels as much as I do. RIP old girl. Gone but never forgotten).
Hi all. Just wondering what everyone does with their Caravan Insurance when they return home after being away from the winter months each year. As we all know insurance is not cheap. I wonder if people cancel the insurance during the time the van is not being used and then start it up again just before they head north again the following year.
Your thoughts?
Insurance covers for theft as well or fire. There are heaps of thefts all the time.
Tony
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Be nice... if I wanted my school teacher here I would have invited him...
I wouldn't cancel ours at home. Thefts, fire, hail and storm damage can all occur just as easily when sitting at home, with thefts I would think more are stolen when at home than when away.
Hi all. Just wondering what everyone does with their Caravan Insurance when they return home after being away from the winter months each year. As we all know insurance is not cheap. I wonder if people cancel the insurance during the time the van is not being used and then start it up again just before they head north again the following year.
Your thoughts?
Hi cjt55, heres a scenario. Its uninsured in your yard. A huge storm comes over n your van rams the fence or gets ripped apart and these parts fly off and damage someone elses property Or someone. Who gets the bill?
I have just completed a couple of surveys for RACWA about caravan insurance and they were asking questions about Trips per Year, Distance Traveled, Reduced Premiums when not in use.
The survey today was about Distance Traveled because that had received the most comments.
So RACWA may be looking into Policies based on how much we travel. makes sense to those of us who are not on the road full time.
I have been with RACWA for the past 2 years, not had to use them, but I wanted both my vehicle and camper insured with the same people. That way if I had a problem I am not getting conflicting messages from two different insurers. My requirements were if I had a problem with my vehicle and it had to be towed they would also pick up my camper and not leave it by the side of the road. So I have breakdown with the RACWA and Insurance for vehicle and camper with RACWA so I should be looked after. Well that's the theory. !!
Hi cjt55, heres a scenario. Its uninsured in your yard. A huge storm comes over n your van rams the fence or gets ripped apart and these parts fly off and damage someone elses property Or someone. Who gets the bill?
We recently had a 60ft pine tree fall from a neighbours yard into ours during a savage storm. Damage from any storm is considered "an act of god" which meant that we were responsible for the 50ft of the tree on our side of the fence - cost our insurance almost $5000 to remove and repair fence etc. Not very neighbourly but at least our neighbour paid our excess. Would be the same if a van ripped apart and caused damage over the fence.
I have been with RACWA for the past 2 years, not had to use them, but I wanted both my vehicle and camper insured with the same people. That way if I had a problem I am not getting conflicting messages from two different insurers. My requirements were if I had a problem with my vehicle and it had to be towed they would also pick up my camper and not leave it by the side of the road. So I have breakdown with the RACWA and Insurance for vehicle and camper with RACWA so I should be looked after. Well that's the theory. !!
we had top cover with RACWA, blew an engine in port hedland and cost me $2000 to tow the van to broome behind the same truck that carried the vehicle for free
