House n Contents Insurance while away travelling

The Travelling Dillberries · Guru

House n Contents Insurance while away travelling

LLD · Guru

Our daughter usually comes and stays a day or three. Last time she moved in for a few days as her gas HW system had failed. She no sooner shifted in and a car took out a power pole at the end of our street. Cannot help bad luck.

villatranquilla · Guru

we notified our insurance company and the only change was an increase in the excess if a claim was made while we were not there, then decreased when we returned. Just make sure you inform them.

PeterD · Guru

The Travelling Dillberries wrote:
Many policies do not cover you when you are not actually living there. Worth checking.

That is all tied up with the 60 day clause. Most insurance policies have a clause in them detailing the reduced coverage for your house if it is vacant in excess of 60 days. Look for it in your policy disclosure statement and see what it says.

If you live in a manufactured home in a manufactured homes village check out the MHIA Insurance agency's policies. It waives the 60 day clause for you people.

Warren-Pat_01 · Guru

According to Suncorp (our insurer), we are covered as we have friends with gate keys who are looking after the garden. Two couples have house keys - in case of power outages.