carravan insurance

Big Gorilla · Guru

carravan insurance

the rocket · Guru

hello everyone, does anyone know how much insurance is for a $60,000 van approximately. thanks.

KFT · Guru

G'day rocket,

that is a bit of a hard question to answer I think.

best bet would be to go on to an insurance website and do an online quote. there is no obligation to buy the policy you get the quote on and you can do several insurance companies that way and pick the best for you.

frank

bill12 · Guru

Have a word to API, Australian pensioners insurance. They have given me a good deal over the years. Bill

copper1 · Guru

We used to have ours with AAMI $730 seen an add on TV for YOUi insurance so thought I would give them a call for a price, on the new van, which is more expensive than the old van. The price was only $540 with all the cover we want. Like anything you have to look around the greenslip on the car is also due in December NRMA $573 got it on line for $405 go figure?? dam insurance its just a rort!!

ken thomas · Guru

I was with CIL $802 checked with Youi $490 so there is no loyalty with any company anymore, so changed
Ken

chaslib · Senior Member

Dont try to find logic in what insurers do!

We are with CIL and our renewal has just come in on our camper van .... No changes that would affect the rating, 1 storm claim, no reduction in no claim bonus, agreed value reduced by $1000, 1 storm claim, premium is same as last year

oldbobsbus · Guru

We have been with Ken Tame for as long as we have had a MH and in the past no other insurer could get near him but when our last renewal came up I decided to give MHIA a ring coz all the caravaners we run into on the side of the road have been giving them a good rap....
The long and the short of it is that MHIA now have our custom..

MHIA = Manufactured Homes Insurance Assn..

aussietraveller · Guru

Had my van insured with NRMA and had several policies with them I did an on line check with NRMA and found if I did the quote as a new policy holder it was cheaper than with my supposed multi policy and loyalty discount, that was two years ago and I now shop around each year on line prior to renewing and I am now using GIO.

ParamountCruiser · Senior Member

oldbobsbus wrote:
We have been with Ken Tame for as long as we have had a MH and in the past no other insurer could get near him but when our last renewal came up I decided to give MHIA a ring coz all the caravaners we run into on the side of the road have been giving them a good rap....
The long and the short of it is that MHIA now have our custom..

MHIA = Manufactured Homes Insurance Assn..

MHIA haven't insured touring caravans for several years now.

They will only insure motorhomes, on site vans & relocatable homes.

oldbobsbus · Guru

ParamountCruiser wrote:

MHIA haven't insured touring caravans for several years now.
They will only insure motorhomes, on site vans & relocatable homes.

Ok well thats good info for those with vans wanting to insure them

Baz421 · Guru

You get what you pay for,,, anyone had a claim through Youi,,, what is the outcome.

NeilandRaine · Guru

I use Ken Tame and is less than a grand for car and van. You have to do both if you want Ken Tame and you have to be a member of cmca. They are excellent for claims, Had two minor ones over the past few years

chaslib · Senior Member

My opinion ...... Might I suggest you google YouI insurance reviews Or any other company you are considering .... a bit of a mixed bag, also make sure you understand the difference between an insurance agent, a broker and an insurer and who works for you and who works for the insurer, especially in the case of a claim or dispute. The conflict rarely arises but It can in a dispute or a claim that is referred to the insurer. also be aware of what is known in the industry as Honeymoon Rates which is your first year premium .... Lookout for the increase at renewal ..... This is why it is common to get a cheaper premium from your current insurer as a new policy than your renewal offer. This often happens when you get an online quote ....

-- Edited by chaslib on Monday 4th of November 2013 06:32:38 AM

copper1 · Guru

Baz421 wrote:
You get what you pay for,,, anyone had a claim through Youi,,, what is the outcome.

Hey Baz, Never have, or had to do a claim "touch wood" so that is also an interesting point if anyone has used Youi and had a dingle how did you go?

D and D · Guru

What types of things should be covered by insurance - hail, flood, fire, theft ... what else?

Mike196 · Senior Member

Most expensive vehicle quote I've ever had was Youi. Van and car are both with AAMI best prices out there.

Baz421 · Guru

chaslib wrote:
My opinion ...... Might I suggest you google YouI insurance reviews Or any other company you are considering .... a bit of a mixed bag, also make sure you understand the difference between an insurance agent, a broker and an insurer and who works for you and who works for the insurer, especially in the case of a claim or dispute. The conflict rarely arises but It can in a dispute or a claim that is referred to the insurer. also be aware of what is known in the industry as Honeymoon Rates which is your first year premium .... Lookout for the increase at renewal ..... This is why it is common to get a cheaper premium from your current insurer as a new policy than your renewal offer. This often happens when you get an online quote ....

-- Edited by chaslib on Monday 4th of November 2013 06:32:38 AM

chaslib

maybe we are in a different world,,, ALL of the above work FOR the insurer,,, they pay them as well. Otherwise agree with what you say above.

As for Google,,, too many paid ads skew results, PLUS WHAT IS ACCURATE FEEDBACK OR PLACEBO. Yahoo similar SEARCH WISE but will produce different results to search quite often.

nallingtoon · Senior Member

we were with nrma car and van had some storm damage to van then a big fight with nrma to get them to pay they did in the end but i will never insure with them again
Neil

Baz421 · Guru

nallingtoon wrote:
we were with nrma car and van had some storm damage to van then a big fight with nrma to get them to pay they did in the end but i will never insure with them again
Neil

gOOD FEEDBACK,,, THANKS,, that is what we need. Cheers Baz

Out and About · Member

Hi everybody. Please check very carefully the fine print of what is covered and what is not. Whilst on the subject of insurance may i suggest you check out www.yourshare.com.au which allows you to claim back money on the insurance policies you have. Something to do with hidden commissions that are claimed and no longer valid and you are entitled to claim back. Happy and safe travelling to everyone whilst on the road and hope you never ever have to claim on that insurance policy.

chaslib · Senior Member

I looked at YourShare and it appears it is an insurance agent acting for auto and general ... did not go into the refund of fees and commissions thing ... Sounded a bit sus as they get fees and commissions also. I did however find a site that appears to have a lot of info on the various insurers and agents, their premiums and levels of cover. Have never posted links, so here goes

www.drive.com.au

The site is a couple of years old, but may give you info - although not current. I always wondered why insurers now ask the colour of your car, even working in the industry, i never knew .... Yes, I worked for the Dark Side - a broker or one of the bad guys as we were sometimes called and even on this site..... lol (retired and redeemed now.)
now)....