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Post Info TOPIC: Shed Contents Personal Insurance


Member

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Posts: 22
Date:
Shed Contents Personal Insurance


Dear All

We have some personal home Contents in our Shed on the land where our house is rented out and we are having problems getting insurance, an you help?

Any advice?

Thank you

TraceyandKim



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Senior Member

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Posts: 336
Date:

have you tried the Insurance Company that the actual building is insured through as the shed should be covered in that policy, providing it is at the same address.

You may may be able to take out a special effects policy for the contents of the shed.



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Regards Jim



Guru

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Posts: 4375
Date:

We did this but it was difficult to arrange and more expensive.
I suggest you consult a broker.

Cheers,
Peter

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OKA196, 4x4 'C' Class, DIY, self contained motorhome. 960W of solar, 400Ah of AGMs, 310L water, 280L fuel. https://www.oka4wd.com/forum/members-vehicles-public/569-oka196-xt-motorhome
 

 



The Happy Helper

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Talking of insurance - met a couple the other week here in Tassy, tey have a caravan and a twin cab with canopy. Within the first week or so of being over here, they camped at a National Park, and drove down to a beach not far away. They parked and walked over the dunes, gone about half hour they reckon - came back - and their 2kva generator and 40 litre Engel (fully stocked) had been stolen from the canopy area of their vehicle!!!!!!

Insurance wouldn't cover them, as the items hadn't been specified in their policy!!!!!! Put a sour note on their trip.!!! There are some low mongrels around aren't there????

So, if you have these items and keep them in your vehicle, make sure they are specified in your insurance policy!!!!

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jules
"Love is good for the human being!!"
(Ben, aged 10)



Guru

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Posts: 3683
Date:

But if they aren't always there why do we have to pay insurance for the whole year on those items? Someone must have been watching them to know they were there! (and that they had gone from the vicinity.)

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NeilnRuth



The Happy Helper

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Posts: 12023
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Yes - neilnruth - that is what the police said - when they were at the caravan, had a lead going into the back of the canopy - someone sees that, knows there is a fridge, and can see the genny on the ground - so just follow the car - and strike.

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jules
"Love is good for the human being!!"
(Ben, aged 10)



Member

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Posts: 19
Date:

hi  my house/shed and anything on my property is coverd by  my home and contents   and i have been told if i go away and rent home only and leave my personal items in  locked /secured shed  then it would not affect my pollicy .........



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Guru

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By the way, welcome to the forum before_the_box. Insurance policies are a pain. They seem to 'get you' whichever way you go. I hope it works out for you.

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NeilnRuth



Member

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Posts: 22
Date:

who do you have your policy with



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Member

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Posts: 22
Date:

before the box wrote:

hi  my house/shed and anything on my property is coverd by  my home and contents   and i have been told if i go away and rent home only and leave my personal items in  locked /secured shed  then it would not affect my pollicy .........


 Hi who do you have your policy with? thank you Tracey



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Member

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Posts: 22
Date:

neilnruth wrote:

By the way, welcome to the forum before_the_box. Insurance policies are a pain. They seem to 'get you' whichever way you go. I hope it works out for you.


 Thank you they sure are a pain, our current policy has just gone up over $50.00 a month



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