I,ve presented my travelsaver card at Dan Murphys(most important) Woolies and the checkout people shrug their shoulders say "never seen it"....swipe it anyway.....nothing?
Their travel saver card isn't worth a pinch of goat sh*t & they charge more than any other insurance company to insure your caravan. A no brainer really.
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Cheers Keith & Judy
Don't take life too seriously, it never ends well.
Trip Reports posted on feathersandphotos.com.au Go to Forums then Trip Reports.
Their travel saver card isn't worth a pinch of goat sh*t & they charge more than any other insurance company to insure your caravan. A no brainer really.
I know nothing of caravan insurance
In 2016 their fully comp insurance for motor homes, was very competitive against other reputable insurers, and that is what I have
I shall use their discount card, when I purchase my annual carton of beer, nearer to Christmas time, now that I know how it works
Their travel saver card isn't worth a pinch of goat sh*t & they charge more than any other insurance company to insure your caravan. A no brainer really.
Gday...
Interesting opinion/observation DD
I guess that has been your experience when seeking an insurer that suits your situation.
I have had CIL insurance on my van for the past nine years ... and I do "checking quotes" with a range of major insurers each year before I renew.
There is one main reason I use CIL. I travel full-time, living in my van all over and anywhere in Straya. CIL covers my van Straya-wide using it van that way. Many (most?) other insurers do not cover a van that is used that way ... ie - with no 'residential address' to tie it to.
Each year I have not found another insurer that will cover my van for that usage, and those that, when questioned, say they would, are somewhat dearer than CIL.
It is ALWAYS the policy that one should be purchasing ... no good having a good price and no cover for the way the asset will be utilised - or with 'exclusions' that make the premium a waste of money should one need to make a claim.
I have needed to make two claims in the past nine years ... on each occasion their service was excellent.
cheers - John
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2006 Discovery 3 TDV6 SE Auto - 2008 23ft Golden Eagle Hunter Some people feel the rain - the others just get wet - Bob Dylan
............................ they charge more than any other insurance company to insure your caravan. A no brainer really.
They charge more - they sure do !!! - I've been with CIL for 5 years now, without any claims of any sort.
I received my renewal in the mail last Tuesday - they put the value of the Aliner DOWN by 5%, BUT, the bloody premium went UP BY 30.5% - an extra $172 MORE than last year.
I expect premiums to rise in line with inflation, but, my risk to them has NOT changed in any shape or form, so they have no excuse to hike the premium by 30.5% - absolute rip-off !!!!!!!!!
Needless to say, they won't be getting my money.
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Wondering about ShortNorth ? - Short North is the railwayman's nickname for the NSWGR main line between Sydney and Newcastle
I received my renewal in the mail last Tuesday - they put the value of the Aliner DOWN by 5%, BUT, the bloody premium went UP BY 30.5% - an extra $172 MORE than last year.
I expect premiums to rise in line with inflation, but, my risk to them has NOT changed in any shape or form, so they have no excuse to hike the premium by 30.5% - absolute rip-off !!!!!!!!!
Needless to say, they won't be getting my money.
I've just renewed my Avan Cruiser comp insurance with YOUI and amazingly it was reduced from $410.56 to $ 280.32 which is about a 30% reduction.
Only changes were insured value down from $14531 to $13850 and the excess up from $550 to $575. Van contents unchanged at $1000.
So I'm not complaining but I don't understand why it has dropped especially as we cancelled YOUI policies on 2 vehicle plus house and contents as they'd raised premiums on those.
In my search for a replacement insurer, I asked Youi for a quote - not impressed - they did NOT even ask me what brand or model of camper trailer I had - I said camper trailers vary from around $4000 to well over $60,000, how do you know what mine is worth - he said we only go by the agreed sum insured. Sure enough, the emailed quote did not mention my Aliner anywhere in the policy - so much for that.
Anyway, my problem is solved - for the next few days, my insurer remains as CIL, until the policy expires, then it passes over to my new insurer, a MAJOR player, I saved $371 over what it would cost to re-insure with CIL.
And, better still, they upped the agreed value by another $2000 to cater for the Purpleline power movers I had fitted to the van. Very pleased - that's why they also have my Home insurance, my Contents insurance, my Car insurance, my Compulsory Third-Party insurance and now my Caravan insurance - the multiple-policy discounts really do work !
Regards, Brian
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Wondering about ShortNorth ? - Short North is the railwayman's nickname for the NSWGR main line between Sydney and Newcastle
That's crazy Brian, Suncorp owns CIL insurance!...they also own AAMI, Apia, Just Car Insurance, Shannons, InsureMyRide, Vero, Terri Scheer, Bingle, Asteron and Tyndall insurance brands in Australia.
There's always a catch Collo 
the insurance industry is quite incestuous 
