We are with APIA. I can get a cheaper policy but not with the same benefits in the cover. Whomever you look at, read the policy small print and compare. You cannot go on price alone.

There is no doubt that the best Insurer for RV's is CIL they are NOT the cheapest just better to deal with when/if the proverbial hits the fan - NRMA/RACV (motoring organisation usually are competitive) and are ethical when dealing with claims.

AAMI do stand by Lifetime guarantee on repairs on cars, but not sure about motor homes. But they will negotiate on price a bit. But do read the P D S on any quote.

I did make a claim on APIA and they couldn't have been more helpful. Very happy with their service. I have heard that CIL are very good too.