I am hiring a motorhome for 32 days in July / Aug. for a trip from Cairns to Melbourne. I have been quoted $1440 for "Liability Reduction Option" which seems exorbitant?? Is there a way I can avoid / reduce costs involved in having adequate insurance cover for our trip please? Thanks for any help.
Peter_n_Margaret said
10:22 AM Apr 18, 2018
Talk to your car insurer - you wont be using both at the same time.
But frankly, the risks for people driving a larger, strange vehicle for the first time are very high.
Cheers,
Peter
gandk said
10:34 AM Apr 18, 2018
Don't try WFI as you will be travelling through north Qld they wont cover you
the rocket said
03:45 PM Apr 18, 2018
Cannot help u with your question but do not b like a family a few years back who hired 4 cars, i think, for big family holiday n never insured any of them n they were all parked n along came a hail storm.
Gaylehere said
07:18 PM Apr 18, 2018
Hi, Don't know if this applies to motorhomes, (have a look around via google) but a few years back we hired a car when we went to Tassie and found it was cheaper for us (a family of 3 adults) to take out travel insurance which also covered the hire vehicle than taking the extra insurances with the hire company. All we had to do was present our travel insurance documents when picking up the car.
PeterInSa said
08:45 PM Apr 18, 2018
For a small additional charge I have Rental car cover on my Landcruiser insurance, most Rental car companies have an excess for $4000 or less if there is major damage to the car, my rental car additional will cover this. BUT I do not know if this rental car cover, covers motorhomes.
I also ensure that the rental car basic insurance, covers hail, if not I look elsewhere, because if Rental Company does not cover hail, neither will my additional LC cover.
Peter
nixale said
08:58 AM Apr 19, 2018
Thanks for responses from everyone. I am looking at taking out a policy with RACV to cover the rental vehicle excess up to $8000. The cost to do so is $160..............considerably cheaper than the $1440 the rental company charge.
Has anyone had experience taking out this sort of cover previously please? Also looking at the possibility of taking out travel insurance that includes rental vehicle excess. Will ensure hail damage included.
hako said
09:03 AM Apr 19, 2018
Check if you pay for the motorhome hire by credit card whether it is covered - my credit card covers the hire vehicle excess at no cost.
Good Luck.
nixale said
10:09 AM Apr 19, 2018
Great suggestion hako. I will investigate, thanks
PeterInSa said
01:11 PM Apr 19, 2018
Re (Has anyone had experience taking out this sort of cover previously please?)
Have done it 4 or 5 times in the last 4 or 5 years with my RAA/Lancruiser insurance on SA. But have had no claims on rental cars.
I am hiring a motorhome for 32 days in July / Aug. for a trip from Cairns to Melbourne. I have been quoted $1440 for "Liability Reduction Option" which seems exorbitant?? Is there a way I can avoid / reduce costs involved in having adequate insurance cover for our trip please? Thanks for any help.
But frankly, the risks for people driving a larger, strange vehicle for the first time are very high.
Cheers,
Peter
Cannot help u with your question but do not b like a family a few years back who hired 4 cars, i think, for big family holiday n never insured any of them n they were all parked n along came a hail storm.
I also ensure that the rental car basic insurance, covers hail, if not I look elsewhere, because if Rental Company does not cover hail, neither will my additional LC cover.
Peter
Has anyone had experience taking out this sort of cover previously please? Also looking at the possibility of taking out travel insurance that includes rental vehicle excess. Will ensure hail damage included.
Good Luck.
Have done it 4 or 5 times in the last 4 or 5 years with my RAA/Lancruiser insurance on SA. But have had no claims on rental cars.