Will need to pay my yearly caravan insurance and wonder if I should look at a different one. The one I am with depreciated the pay out figure by $6,000 in the first year. I really don't think caravans actually depreciate that much. I am with YOUI and I have to admit they have been very good with all our other insurances. Any out there who have a really good run with their insurer?
woolman said
10:41 AM Apr 16, 2018
Ken Tame through the CMCA (campervan & motorhome club of Australia) provide specialist insurance. I have all my insurance other than motorhome with you but Ken Tame has many more benefits with a lesser premium,
Neil
jrg said
10:44 AM Apr 16, 2018
I have a mate who raves about WFI. My insurance came due at $1284 I balked got one quote at $917 pretty happy then tried WFI and I did quiery the price but she was happy so took it at $654.
Cupie said
02:44 PM Apr 16, 2018
jrg wrote:
I have a mate who raves about WFI. My insurance came due at $1284 I balked got one quote at $917 pretty happy then tried WFI and I did quiery the price but she was happy so took it at $654.
Thanks for that .. Never heard of WFI.
The only WFI that I could find is a W? Farm Insurance, but I do note that it includes caravans in its product list.
I might give them an opportunity to quote the next time my van's insurance is due.
In the meantime I'll see if they will send me a policy doc that I can compare against others.
SWMBO usually decides on our insurances & runs her choice by me to check coverage before finalising.
mezza56 said
05:07 PM Apr 16, 2018
Hi Cupie we have been with WFI for 40 odd years and have never let us down , like jrg our van is insured for $63k replacement and it costs us approx $650 . I have put two claims in on our van and both were taken care of with no fuss , one for $6500 and the second for $4000 though they would not cover our pushbikes that were damaged whilst on the back of the van . Said they should be covered under our house policy as a seperate noted item . I shopped round when we bought the van and couldn't get near them .
hako said
05:56 PM Apr 16, 2018
WFI is owned by IAG (Insurance Australia Group)
IAG own CGU, NRMA Insurance, SGI, WFI and Swann insurance (Australia); NZI, State and AMI (New Zealand); Safety and NZI (Thailand); AAA Assurance (Vietnam); and Parolamas (Indonesia). IAG also has general insurance joint ventures in Malaysia, India and China.
What that means I am not sure, however I'd say they must return a profit!
Good Luck.
fwdoz said
06:03 PM Apr 16, 2018
We are with CGU & have all our insurance with them. All claims have been dealt with quickly & cleanly. Based on that have no hesitation in recommending them.
gandk said
06:53 AM Apr 17, 2018
Thank you so much all of you. All of the above have been very helpful and shall look at them as I had never heard of the Ken Tame or WFI. Thanks again
Kim
rockylizard said
09:38 AM Apr 26, 2018
jrg wrote:
I have a mate who raves about WFI. My insurance came due at $1284 I balked got one quote at $917 pretty happy then tried WFI and I did quiery the price but she was happy so took it at $654.
Gday...
It does appear WFI cover caravans ... but it seems only under their 'Standard home policy'. I have studied their PDS and I cannot find specific cover and exclusions for a caravan that is used for recreation - just that it is included in the home policy. No detail on what it is covered for when used on trips etc.
However, as I travel full-time, their policy is of no use to me. As I have said before, one MUST understand just what is covered, and excluded, when purchasing insurance cover for anything - particularly a caravan/motor vehicle.
The cost of the premium should have no bearing on choice of insurer - always get the coverage that suits YOUR usage circumstances ... then, and only then, begin looking at price of cover.
This is snipped from the WFI PDS -
PS - their quote was $280 less per year than what I get from CIL but not a suitable policy.
Hi all
Will need to pay my yearly caravan insurance and wonder if I should look at a different one. The one I am with depreciated the pay out figure by $6,000 in the first year. I really don't think caravans actually depreciate that much. I am with YOUI and I have to admit they have been very good with all our other insurances. Any out there who have a really good run with their insurer?
Ken Tame through the CMCA (campervan & motorhome club of Australia) provide specialist insurance. I have all my insurance other than motorhome with you but Ken Tame has many more benefits with a lesser premium,
Neil
Thanks for that .. Never heard of WFI.
The only WFI that I could find is a W? Farm Insurance, but I do note that it includes caravans in its product list.
I might give them an opportunity to quote the next time my van's insurance is due.
In the meantime I'll see if they will send me a policy doc that I can compare against others.
SWMBO usually decides on our insurances & runs her choice by me to check coverage before finalising.
Hi Cupie we have been with WFI for 40 odd years and have never let us down , like jrg our van is insured for $63k replacement and it costs us approx $650 . I have put two claims in on our van and both were taken care of with no fuss , one for $6500 and the second for $4000 though they would not cover our pushbikes that were damaged whilst on the back of the van . Said they should be covered under our house policy as a seperate noted item . I shopped round when we bought the van and couldn't get near them .
IAG own CGU, NRMA Insurance, SGI, WFI and Swann insurance (Australia); NZI, State and AMI (New Zealand); Safety and NZI (Thailand); AAA Assurance (Vietnam); and Parolamas (Indonesia). IAG also has general insurance joint ventures in Malaysia, India and China.
What that means I am not sure, however I'd say they must return a profit!
Good Luck.
We are with CGU & have all our insurance with them. All claims have been dealt with quickly & cleanly. Based on that have no hesitation in recommending them.
Kim
Gday...
It does appear WFI cover caravans ... but it seems only under their 'Standard home policy'. I have studied their PDS and I cannot find specific cover and exclusions for a caravan that is used for recreation - just that it is included in the home policy. No detail on what it is covered for when used on trips etc.
However, as I travel full-time, their policy is of no use to me. As I have said before, one MUST understand just what is covered, and excluded, when purchasing insurance cover for anything - particularly a caravan/motor vehicle.
The cost of the premium should have no bearing on choice of insurer - always get the coverage that suits YOUR usage circumstances ... then, and only then, begin looking at price of cover.
This is snipped from the WFI PDS -
PS - their quote was $280 less per year than what I get from CIL but not a suitable policy.
Cheers - John