We are traveling to the US in July, having difficulty arranging personal insurance, without going into detail we both have pre - existing health conditions.
Suggestions re insurance companies others have used would be of value.
brickies said
02:10 PM Jun 28, 2017
My Sister has used Defence health and was happy with them , Do not have be defence or ex defence to use them .
Landfall said
02:22 PM Jun 28, 2017
Santa wrote:
We are traveling to the US in July, having difficulty arranging personal insurance, without going into detail we both have pre - existing health conditions.
Suggestions re insurance companies others have used would be of value.
Have always been able to get a good rate from Flight Centre by taking in a copy of my best available quote from the internet, this is despite having a list of pre-existing conditions as long as your arm.
aussietraveller said
02:29 PM Jun 28, 2017
We have used a company called 1cover.com.au , as have friends and other family members we both had pre existing conditions, one which they covered at no extra cost the other we had to pay an extra fee for cover.
Whilst travelling I sustained an Injury that ended up costing $2000 for which I submitted a claim and the money was in my account before I got home.
Their rates are very competative and their cover is extensive we will certainly use them in future.
Hope you have a terrific holiday.
dave48 said
02:37 PM Jun 28, 2017
If you have a credit card from the major banks most of them have insurance if you pay for the fares with your card. My wife is going to Europe and is covered by Westpac Mastercard. Worth checking
Dave
vince56 said
04:21 PM Jun 28, 2017
I have found Seniors Travel Insurance to be less stringent than most others, have a look at their pre-existing list online.
PeterInSa said
05:42 PM Jun 28, 2017
Santa, we have used RAA Travel Insurance a number of times, had no problems with a small claim when we were delayed due to the ash cloud to the N/W of Oz. To me not the cheapest but you could use their quote for comparison purposes. We are members of RAA (not that I think that gave us any additional discount).
Peter
moamajohn said
06:24 PM Jun 28, 2017
We use Aus Post ! Great!
-- Edited by moamajohn on Wednesday 28th of June 2017 06:25:07 PM
Karpov said
06:52 PM Jun 28, 2017
Have travelled overseas many times with defence healrh..even though we didnot use it for health cover..we were happy with the ins and now have oyr health ins with them..our son is in the army though
Mike Harding said
07:16 PM Jun 28, 2017
Some credit/charge cards (particularly the high end ones) offer travel insurance if you buy tickets with the card? Naturally, read the T&Cs carefully but because the insurance is automatic they don't ask about previous health conditions.
I repeat: read the T&Cs carefully.
Santa said
08:28 PM Jun 28, 2017
Many thanks to all who have replied, much appreciated.
Will go through the comparison process over the next couple of days.
gold dandelion said
08:48 PM Jun 28, 2017
elders insurance via QBE we use them quiet a bit, credit card insurance is not quite up to it if you have a major claim. ring David 0427778377
macka17 said
10:59 PM Jun 28, 2017
We Go O\S most yrs for a while.
RACQ Ins does us. for everything.
Cyclones. Luggage damage. Travel ins.
Never a query. Just pay out.
Last trip but one, was a bummer. 2 1\2 months I rather
(Mostly)forget.
Insurance pay out on it, was near 8 grand.
They just paid. (Just show rec't's.)
NOT the cheapest, but as they say.
"Something about getting what you pay for?."
VandC said
07:28 AM Nov 24, 2018
I'm in the same as many with pre-existing issues, Yep credit card insurance is fine if you don't have any pre-existing conditions. We always had credit cards that had Travel insurance for the last 20 years now I've got pre-existing illness outside of their perimeters they won't cover me, please, what ever you do please phone them first, I too am looking for long term travel insurance as I want to travel for an extended period ( 4 months) if anyone has a suggestion from an insurance company that pays it'd be greatly appreciated
We are traveling to the US in July, having difficulty arranging personal insurance, without going into detail we both have pre - existing health conditions.
Suggestions re insurance companies others have used would be of value.
Dave
Peter
We use Aus Post ! Great!
-- Edited by moamajohn on Wednesday 28th of June 2017 06:25:07 PM
Some credit/charge cards (particularly the high end ones) offer travel insurance if you buy tickets with the card? Naturally, read the T&Cs carefully but because the insurance is automatic they don't ask about previous health conditions.
I repeat: read the T&Cs carefully.
Many thanks to all who have replied, much appreciated.
Will go through the comparison process over the next couple of days.
RACQ Ins does us. for everything.
Cyclones. Luggage damage. Travel ins.
Never a query. Just pay out.
Last trip but one, was a bummer. 2 1\2 months I rather
(Mostly)forget.
Insurance pay out on it, was near 8 grand.
They just paid. (Just show rec't's.)
NOT the cheapest, but as they say.
"Something about getting what you pay for?."
I'm in the same as many with pre-existing issues, Yep credit card insurance is fine if you don't have any pre-existing conditions. We always had credit cards that had Travel insurance for the last 20 years now I've got pre-existing illness outside of their perimeters they won't cover me, please, what ever you do please phone them first, I too am looking for long term travel insurance as I want to travel for an extended period ( 4 months) if anyone has a suggestion from an insurance company that pays it'd be greatly appreciated