Overseas Travel Insurance For Pre-Existing Conditions...
Weevil said
11:34 AM Jul 8, 2015
I was looking at travel insurance for pre-existing conditions for this company in particular but the reviews are very mixed although without knowing the full story behind each case it is hard to judge, see;
Who do others use or have you used the above company in the past and had to make a claim?
Hey Jim said
04:04 PM Jul 8, 2015
Hi Weevil,
We went through NRMA.
The rest either wanted a payed trip to tagalong, or just totally out of the question.
Jim
2weis said
04:30 PM Jul 8, 2015
weevil
if you pay for the trip by credit card you may get travel insurance from your card provider
I did this with a commonwealth bank platinum card but check with your bank
brian
Weevil said
08:31 PM Jul 8, 2015
Thanks Jim and Brian, handy to know.
AusQld said
07:10 AM Jul 9, 2015
Hi Weevil, My experience with travel insurance is you report the Pre-Existing condition and they excluded that condition from the policy. So some common sense is advised, if you have a serious heart condition and have a problem over seas you are on your own. But if you take medication for hypertension and it is under control Go and enjoy yourself. I cannot speak to RACQ travel insurance as I use credit card insurance. If you are away for two months or more you can suspend your private health insurance and they will issue travel insurance For that period. Hope this helps. Regards Wayne.
Weevil said
08:19 AM Jul 9, 2015
Thanks Wayne, I don't have private cover but was considering a cruise at some time in the future, not set in stone though.
AusQld said
12:39 PM Jul 9, 2015
Hi Weevil,
Overseas travel can be quite daunting what with insurance, travel costs and such, but in my experience like traveling in Australia some local knowledge really helps. With that in mind some things for you to consider, Holland America is a great company to cruise with, and their "repositioning" cruises are of great value. As an example the one way cruise from Vancouver to Brisbane stopping at Hawaii and several pacific islands is excellent. While you were in North America you could even combine a Alaska cruise with the same company or just tour Canada buy coach. As I have traveled with this company this past seven years I post this with the hope that it will be of interest to everyone and happy to reply to any questions regarding cruising. Regards Wayne
Weevil said
04:24 PM Jul 9, 2015
Thanks Wayne, appreciated
hako said
06:32 PM Jul 10, 2015
Vic - travel insurance offered with a credit card apparently is questionable even for domestic travel. For overseas travel I'd ask a seasoned overseas traveller, A friend of mine age 68 with a cancer in remission was refused travel insurance with all insurers - said bu**er it I want to go - went bellyup on a Rhine river cruise and it cost him over $20,000 to get back to Australia. Even the airlines will not transport you if you are likely to go bellyup on the plane....same as a 9 months pregnant woman.
Good Luck
Weevil said
09:33 PM Jul 10, 2015
Thanks Denis, I don't have a credit card so that lets that option out.
I have joined a Facebook group of people that go on cruises and that has been helpful as well.
To be honest, I think I will just stick to "land cruises", a lot less hassles, including aircraft connections etc....
Aus-Kiwi said
08:35 PM Jul 11, 2015
Is old age a pre existing condition ?
aussietraveller said
10:25 PM Jul 11, 2015
1 travel is a good option for travel insurance we will be using them next year and several mates have used them multiple times.
Weevil said
01:51 PM Jul 12, 2015
Aus-Kiwi wrote:
Is old age a pre existing condition ?
No but it is a terminal condition
Thanks for the tip AT, another one worth checking out by the sounds of it..
hako said
06:16 PM Jul 12, 2015
Aus-Kiwi wrote:
Is old age a pre existing condition ?
Some car rental operations ask if the driver will be under 25 or over 70.
I was looking at travel insurance for pre-existing conditions for this company in particular but the reviews are very mixed although without knowing the full story behind each case it is hard to judge, see;
http://www.productreview.com.au/p/insure-and-go.html
Who do others use or have you used the above company in the past and had to make a claim?
We went through NRMA.
The rest either wanted a payed trip to tagalong, or just totally out of the question.
Jim
if you pay for the trip by credit card you may get travel insurance from your card provider
I did this with a commonwealth bank platinum card but check with your bank
brian
Thanks Jim and Brian, handy to know.
Hi Weevil, My experience with travel insurance is you report the Pre-Existing condition and they excluded that condition from the policy. So some common sense is advised, if you have a serious heart condition and have a problem over seas you are on your own. But if you take medication for hypertension and it is under control Go and enjoy yourself. I cannot speak to RACQ travel insurance as I use credit card insurance. If you are away for two months or more you can suspend your private health insurance and they will issue travel insurance For that period. Hope this helps. Regards Wayne.
Thanks Wayne, I don't have private cover but was considering a cruise at some time in the future, not set in stone though.
Hi Weevil,
Overseas travel can be quite daunting what with insurance, travel costs and such, but in my experience like traveling in Australia some local knowledge really helps. With that in mind some things for you to consider, Holland America is a great company to cruise with, and their "repositioning" cruises are of great value. As an example the one way cruise from Vancouver to Brisbane stopping at Hawaii and several pacific islands is excellent. While you were in North America you could even combine a Alaska cruise with the same company or just tour Canada buy coach. As I have traveled with this company this past seven years I post this with the hope that it will be of interest to everyone and happy to reply to any questions regarding cruising. Regards Wayne
Thanks Wayne, appreciated
Good Luck
Thanks Denis, I don't have a credit card so that lets that option out.
I have joined a Facebook group of people that go on cruises and that has been helpful as well.
To be honest, I think I will just stick to "land cruises", a lot less hassles, including aircraft connections etc....
No but it is a terminal condition
Thanks for the tip AT, another one worth checking out by the sounds of it..
Some car rental operations ask if the driver will be under 25 or over 70.