hello all, is it worth joining CMCA? is the insurance discount worthwhile having. Also who is the best insurer to go with for motorhome. Thanks to all
oldbobsbus said
05:59 PM Jan 9, 2014
We have been members of CMCA for years and years and have used Ken Tame as our insurer for our MH..
But last year when we got the renewal it had gone up soooo much we decided to shop around and found MHIA to offer all that KT did and were lots cheaper..
Soo we are now insured with MHIA.
We are still members of CMCA as we believe we get good value for money with all the info etc you get from the Wanderer Mag..
exa41 said
06:19 PM Jan 9, 2014
Been with CMCA for 11 years now ,haven't done much in the way of there chapters but that will change .
we are insured with Ken Tame seems reasonable but really didn`t know of any body else.
Lorries said
06:48 PM Jan 9, 2014
I am a member of CMCA and had have had my motorhome insured with Ken Tame for 3 years. Have had one claim (in the first year) and it was all done without any hassle. My policy this year was actually cheaper with the same level of cover. One of the big things with the Ken Tame Insurance is the "retrieval" back to home base if necessary and all associated costs or towing in case of breakdown up to $1000.
NIFTY281252 said
06:55 PM Jan 9, 2014
Been members of CMCA for years & rig is insured with KEN TAM had no dramas all claims paid with no questions all being legit eg awning & windscreens replacement.
Had no worries.
Phillip and Cheryl said
07:36 PM Jan 9, 2014
We have been CMCA members for 3 years and had our insurance with Ken Tame. We chose Ken Tame because of general feedback that there were no hassles when claiming - in fact we couldn't find anyone who didn't rave about how great they were. Well we just had our first claim and have to say that there has been no hassle to the point that they agreed to the claim before we sent the claim form in!!!!!
Shogun said
08:02 PM Jan 9, 2014
CMCA member for 3 years and insured with CIL, was cheaper than Ken Tame.
2foot6 said
08:46 PM Jan 9, 2014
Was a member of CMCA for three years,now insured with CIL,,a lot cheaper than K.Tame and provide the same benefits.Had one claim and CIL was very good to deal with..... Peter
Bryan said
08:52 PM Jan 9, 2014
CMCA member and insured with Ken Tame
Rabbit said
08:58 PM Jan 9, 2014
CMCA Associate Member (Caravan Owner). They have setup many of the dump points around Australia and have monthly mag. We all benefit and am happy to paid the membership to support their good work for Grey Nomads and RV people in general.
Gerty Dancer said
09:36 PM Jan 9, 2014
Like Rabbit we are associate members, reckon their magazine the Wanderer is very good value.
wazzawiseone said
09:51 PM Jan 9, 2014
Am I missing something ?
Other than Ken Tame who in a previous life dedicated some magnificent benefits to members insurance for which I thank you
Today CMCA provides ????????
Please help me to understand what benefits they now provide other than over the top management salaries / perks ( I hate that word )
We subscribe but feel it really is a lost cause, most likely the last year as I truly see it as a waste of money
My thoughts
-- Edited by wazzawiseone on Thursday 9th of January 2014 09:51:43 PM
-- Edited by wazzawiseone on Thursday 9th of January 2014 09:53:06 PM
jetj said
09:54 PM Jan 9, 2014
I'm a member too and insured with Ken Tame.
El Gringo said
12:44 AM Jan 10, 2014
We are happy to stay with the CMCA, though we only joined originally so we could get the Ken Tame Insurance.
Being an older model bus, no one else would insure it or if they would the cost was sky high.
Aside from that I believe the cost is negligible to belong to the club and there are additional benefits.
For one - they are the main ones instrumental in getting dump points into places we can use freely.
Secondly, they are quite active in lobbying for our rights to low cost camping, especially in view of the extensive lobbying of the Caravan Park brigade I am happy to contribute my $40 a year to assist with both those projects.
Cheers,
Vic41 said
02:45 AM Jan 10, 2014
Former CMCA Member, but got a better deal with insurance from SGIO for my particular van, was insured once with CIL and had two claims, they were excellent and I only changed as they got a bit too expensive, don't know about today though.
The CMCA membership give you 12 issues of an excellent magazine per year and that alone would more than expend your membership money. Pity about the politics rightly or wrongly in the club and the demise of their forum whether justified or not.
Big Gorilla said
07:00 AM Jan 10, 2014
I also have been with CMCA and Ken Tame since 2010. I had a no fault claim last April 2013 and admittedly Ken Tame provided excellent service. However they shafted me last time the renewal came around, details of which you'll find in the Archives of this Forum. My premium increased by 34%. I shopped around and came up with APIA who provided me with the same cover as Ken Tame, and at the rate I was previously paying. Apia also offered monthly direct debit payments with no extra premium, so obviously I jumped at that offer, not having to pay out a whole years premium in advance.
Now CMCA. Yes they do provide Dump Points, but these are mostly Govt. or local Council subsidized. The Wanderer Magazine does provide informative stories from time to time, but basically it's the same old s...t every month. Apart from the fact they have really done nothing for me, they get a slice of the insurance premium paid to Ken Tame. As I have dumped Ken Tame, I will not be renewing my CMCA membership due this month.
APIA of course is not the Insurer. They are brokerss for AAI Limited
Same with Ken Tame & Associates. They are brokers for Allianz Australia Insurance Limited
My suggestion on Insurance is shop around. Why not go to AAI Ltd., and Allianz directly.
If you feel you can gain some benefit from CMCA, join it...
PeterInSa said
10:32 AM Jan 10, 2014
We are members of the CMCA and have been for 4 years+, have enjoyed going to rallies and have joined an Chapter and sometrimes go to their monthly outings to Fish, rake for blue swimmer crabs and at happy hour solve some of the worlds problems.
The CMCA is developing a network of member overnight camping places around OZ and is looking at something similar to the NZ POP scheme.
With or without KT Insurance we will still stay in the CMCA.
Peter
-- Edited by PeterInSa on Friday 10th of January 2014 10:32:51 AM
native pepper said
11:04 AM Jan 10, 2014
Was a member of CMCA until they became a company and lost the plot completely. The wanderer is just an advertorial for the boards vested interests and and certainly not the interests of it's members. Found out years ago Ken Tame was nowhere near the cheapest or best insurance provider by a long shot.
-- Edited by native pepper on Friday 10th of January 2014 07:06:33 PM
oldbobsbus said
11:27 AM Jan 10, 2014
native pepper wrote:
Was a member of CMCA until they became a company and lost the plot completely. The wanderer is just an advertorial for the boards vested interests and and certainly not the interests of it's members. Found out years ago Ken Tame was nowhere near the cheapest or best insurance provider by a long shot.
Friends of ours didn't renew their membership this year because they started getting spam emails and brochures in the mail from wanderer advertisers. Seems CMCA sell members details to advertisers who spam everyone with emails and letters, Met a few people who have canceled their membership for various reasons and because there's nothing in it for them and fully agree.
You will be pleased to know that they have employed an editor to look after the Wanderer now and the Jan Issue is completely different..
He reckons a new broom sweeps cleaner..
But I reckon if it aint broke dont fix it..
It now has more Advertoriol as you call it so when our membership runs out I doubt we will be renewing it..
Since KT changed his underwriters and employed a heap of young idiots to answer the enquirers his service has gone backwards..
El Gringo said
01:20 PM Jan 10, 2014
Big Gorilla wrote:
Now CMCA. Yes they do provide Dump Points, but these are mostly Govt. or local Council subsidized. The Wanderer Magazine does provide informative stories from time to time, but basically it's the same old s...t every month. Apart from the fact they have really done nothing for me, they get a slice of the insurance premium paid to Ken Tame. As I have dumped Ken Tame, I will not be renewing my CMCA membership due this month.
APIA of course is not the Insurer. They are brokerss for AAI Limited
Same with Ken Tame & Associates. They are brokers for Allianz Australia Insurance Limited
My suggestion on Insurance is shop around. Why not go to AAI Ltd., and Allianz directly.
If you feel you can gain some benefit from CMCA, join it...
Yes the dump points are subsidised, but who did the groundwork to get this to happen, and where does the other 50% of the money come from?
I agree that all is not as I would have it at CMCA, but if we don't support their effort on our behalf, who are we going to blame when all the free camps disappear?
Are you going to start a lobbying group to achieve our combined aims, if so let me know and I'll donate to your cause, but if we're all just going to disassociate ourselves because we don't like some of what's going on there who wins???
The Caravan Park lobby is very strong, how will we combat this if we don't have an organisation that fights for our rights?
If they have the're way, there would be no free dump points, and no free camping facilities, do we really want that?
I personally find it a very narrow minded view that there are those who are willing to accept all the benefits but are to tight to support the organisation that is getting these things done.
No, I am not part of the CMCA organisation, but I will continue to be a member for as long as they continue to fight for my rights and for the services that make it possible to enjoy our great country. I reckon they have done a great job getting the facilities we need setup for our free of charge use.
I'm happy to spend my $'s on the organisation rather than to a caravan park that I don't really need.
As far as the insurance thing goes, Ken Tame is no longer exclusive to CMCA, nor is it affiliated with Allianz any more, was sold to a big insurance group last year.
So get your insurance wherever you like, but if that's the only benefit you see from being a member of the CMCA, then that's your choice, but I would like to see my kids and grandkids have the same opportunity to see out country 'on the wallaby' so to speak, like we can now.
Will that be possible?
All depends on us really.
Cheers,
(sorry Big Gorilla, not having a go at your personally, just the general attitude you expressed and seems to be shared by many others. I hope you don't take it personally as it wasn't meant to be a personal attack)
-- Edited by El Gringo on Friday 10th of January 2014 01:24:36 PM
Big Gorilla said
03:24 PM Jan 10, 2014
El Gringo wrote:
(sorry Big Gorilla, not having a go at your personally, just the general attitude you expressed and seems to be shared by many others. I hope you don't take it personally as it wasn't meant to be a personal attack)
-- Edited by El Gringo on Friday 10th of January 2014 01:24:36 PM
I certainly don't take any of your comments personally my friend. This is a Forum where we can all freely express our views. Everyone is entitled to their own opinion and I will always respect that.
exa41 said
03:57 PM Jan 10, 2014
Being with Ken Tame I quess is just the security bit . We intend to start our trip very soon and the thing about mechanical components is that they break from time to time. We have our car with Shannons because its a grey import and not many companies want to know you , secondly we have the house with Apia and they wont do insurance on a 83 coaster and therefore you get the Ken Tame option, they cover towing accommodation and probably clean you teeth but for us (Yvonne and myself) its KT for a while or until they shaft us.
CJC said
04:29 PM Jan 10, 2014
I'm with El Gringo he said it all. Can remember the same old arguments in my Union plenty willing to take the benefits but not contribute. Ken Tame has been good to me especially if you or your partner are struck down with illness and you need to get the rig home. Been with him since 2002 and will stay. As for the Club in general you get out of something as much as you are willing to put in.
NeilandRaine said
05:06 PM Jan 10, 2014
I have had a few claims with Ken Tame. only one quote required. At the moment getting reskinned because of hail damage. Never had a problem, however, maybe I will change my attitude when the next premiums come in
D and D said
09:25 PM Jan 10, 2014
El Gringo wrote:
As far as the insurance thing goes, Ken Tame is no longer exclusive to CMCA, nor is it affiliated with Allianz any more, was sold to a big insurance group last year.
Sorry mate but you're wrong. I got a quote from KT this week for my van. I was advised that they were underwritten by Allianz, they would only insure the van if they also insured the tug and provided a quote on the understanding that insurance could only be provided if I joined the CMCA. Given those disclaimers they provided the most competitive quote by far for the tug and the van and the annexe and extended contents so I think I maybe joining.
Dave
El Gringo said
10:19 PM Jan 10, 2014
D and D wrote:
Sorry mate but you're wrong. I got a quote from KT this week for my van. I was advised that they were underwritten by Allianz, they would only insure the van if they also insured the tug and provided a quote on the understanding that insurance could only be provided if I joined the CMCA. Given those disclaimers they provided the most competitive quote by far for the tug and the van and the annexe and extended contents so I think I maybe joining.
Dave
Yeah, your right regarding the Allianz underwriting, sorry about that, the memory playing tricks on me...
However you can now get Ken Tame insurance through other caravan clubs.
Cheers,
-- Edited by Webmaster on Saturday 11th of January 2014 03:47:38 PM
PeterInSa said
09:44 AM Jan 11, 2014
My understanding is that the CMCA allowed NACC to have access to Ken Tame Insurance, so that members of Caravan Clubs affialated with NACC could get good value/benefits Insurance, with part of the insurance premium going back to the NACC so that organisation can support the Motouring Organisation.
Motouring was setup I understand to support RV Travellers and Fredeom camping, and the CMCA and its members and the NACC want Motouring to prosper.
And this Insurance decision, to me will impact the bottom line of the CMCA's Balance Sheet, with some associate caravan members of the CMCA dropping their membership to get this insurance with caravan clubs associated with the NACC, but to me the CMCA Board believes in developing a strong Motouring organisation to represent all RV Travellers
Peter
-- Edited by PeterInSa on Saturday 11th of January 2014 09:45:26 AM
-- Edited by PeterInSa on Saturday 11th of January 2014 09:53:47 AM
Vic41 said
11:46 AM Jan 11, 2014
In regards to Motouring I read elsewhere that one of the major caravan clubs, ACC have dropped out of Motouring, not sure if this is still the case, this is an extract from elsewhere dated October 2013;
"SO WHY DID THE ACC PULL OUT OF MOTOURING ?
As I understand it, the catalyst for the ACC's departure was due to shortcomings in its ACCESS scheme ... the ACC version of the CMCA's Leave No Trace scheme which is regarded as the industry standard.
However, rather than address any alleged deficiencies in its ACCESS scheme to bring it up-to-par with Leave No Trace, the ACC Board instead chose to walk away from the negotiating table."
The other Leave No Trace Scheme is Leave No Trace Australia, not sure if that is what they are calling the Access scheme, this is not the CMCA one. http://www.lnt.org.au/
The worldwide Leave No Trace Scheme for campers/hikers etc was around long before the CMCA Version.
-- Edited by Vic41 on Saturday 11th of January 2014 12:04:22 PM
Patto44 said
06:28 PM Jan 12, 2014
Lorries wrote:
I am a member of CMCA and had have had my motorhome insured with Ken Tame for 3 years. Have had one claim (in the first year) and it was all done without any hassle. My policy this year was actually cheaper with the same level of cover. One of the big things with the Ken Tame Insurance is the "retrieval" back to home base if necessary and all associated costs or towing in case of breakdown up to $1000.
Had a breakdown last August and was only reimbursed first $ 600 for towing.
Patto
Mike C said
07:06 PM Jan 12, 2014
Had a break down with CIL and they also cover $1000.00 of towing..
less your excess... mine being $1000.00 hmm no wonder it was so much cheaper with a $1000.00 excess..
$1000.00 for Towing
$1000.00 for contents
hello all, is it worth joining CMCA? is the insurance discount worthwhile having. Also who is the best insurer to go with for motorhome. Thanks to all
But last year when we got the renewal it had gone up soooo much we decided to shop around and found MHIA to offer all that KT did and were lots cheaper..
Soo we are now insured with MHIA.
We are still members of CMCA as we believe we get good value for money with all the info etc you get from the Wanderer Mag..
we are insured with Ken Tame seems reasonable but really didn`t know of any body else.
I am a member of CMCA and had have had my motorhome insured with Ken Tame for 3 years. Have had one claim (in the first year) and it was all done without any hassle. My policy this year was actually cheaper with the same level of cover. One of the big things with the Ken Tame Insurance is the "retrieval" back to home base if necessary and all associated costs or towing in case of breakdown up to $1000.
Had no worries.
Was a member of CMCA for three years,now insured with CIL,,a lot cheaper than K.Tame and provide the same benefits.Had one claim and CIL was very good to deal with.....
Peter
CMCA Associate Member (Caravan Owner). They have setup many of the dump points around Australia and have monthly mag. We all benefit and am happy to paid the membership to support their good work for Grey Nomads and RV people in general.
Am I missing something ?
Other than Ken Tame who in a previous life dedicated some magnificent benefits to members insurance for which I thank you
Today CMCA provides ????????
Please help me to understand what benefits they now provide other than over the top management salaries / perks ( I hate that word )
We subscribe but feel it really is a lost cause, most likely the last year as I truly see it as a waste of money
My thoughts
-- Edited by wazzawiseone on Thursday 9th of January 2014 09:51:43 PM
-- Edited by wazzawiseone on Thursday 9th of January 2014 09:53:06 PM
I'm a member too and insured with Ken Tame.
Being an older model bus, no one else would insure it or if they would the cost was sky high.
Aside from that I believe the cost is negligible to belong to the club and there are additional benefits.
For one - they are the main ones instrumental in getting dump points into places we can use freely.
Secondly, they are quite active in lobbying for our rights to low cost camping, especially in view of the extensive lobbying of the Caravan Park brigade I am happy to contribute my $40 a year to assist with both those projects.
Cheers,
Former CMCA Member, but got a better deal with insurance from SGIO for my particular van, was insured once with CIL and had two claims, they were excellent and I only changed as they got a bit too expensive, don't know about today though.
The CMCA membership give you 12 issues of an excellent magazine per year and that alone would more than expend your membership money. Pity about the politics rightly or wrongly in the club and the demise of their forum whether justified or not.
I also have been with CMCA and Ken Tame since 2010. I had a no fault claim last April 2013 and admittedly Ken Tame provided excellent service. However they shafted me last time the renewal came around, details of which you'll find in the Archives of this Forum. My premium increased by 34%. I shopped around and came up with APIA who provided me with the same cover as Ken Tame, and at the rate I was previously paying. Apia also offered monthly direct debit payments with no extra premium, so obviously I jumped at that offer, not having to pay out a whole years premium in advance.
Now CMCA. Yes they do provide Dump Points, but these are mostly Govt. or local Council subsidized. The Wanderer Magazine does provide informative stories from time to time, but basically it's the same old s...t every month. Apart from the fact they have really done nothing for me, they get a slice of the insurance premium paid to Ken Tame. As I have dumped Ken Tame, I will not be renewing my CMCA membership due this month.
APIA of course is not the Insurer. They are brokerss for AAI Limited
Same with Ken Tame & Associates. They are brokers for Allianz Australia Insurance Limited
My suggestion on Insurance is shop around. Why not go to AAI Ltd., and Allianz directly.
If you feel you can gain some benefit from CMCA, join it...
We are members of the CMCA and have been for 4 years+, have enjoyed going to rallies and have joined an Chapter and sometrimes go to their monthly outings to Fish, rake for blue swimmer crabs and at happy hour solve some of the worlds problems.
The CMCA is developing a network of member overnight camping places around OZ and is looking at something similar to the NZ POP scheme.
With or without KT Insurance we will still stay in the CMCA.
Peter
-- Edited by PeterInSa on Friday 10th of January 2014 10:32:51 AM
Was a member of CMCA until they became a company and lost the plot completely. The wanderer is just an advertorial for the boards vested interests and and certainly not the interests of it's members. Found out years ago Ken Tame was nowhere near the cheapest or best insurance provider by a long shot.
-- Edited by native pepper on Friday 10th of January 2014 07:06:33 PM
You will be pleased to know that they have employed an editor to look after the Wanderer now and the Jan Issue is completely different..
He reckons a new broom sweeps cleaner..
But I reckon if it aint broke dont fix it..
It now has more Advertoriol as you call it so when our membership runs out I doubt we will be renewing it..
Since KT changed his underwriters and employed a heap of young idiots to answer the enquirers his service has gone backwards..
Yes the dump points are subsidised, but who did the groundwork to get this to happen, and where does the other 50% of the money come from?
I agree that all is not as I would have it at CMCA, but if we don't support their effort on our behalf, who are we going to blame when all the free camps disappear?
Are you going to start a lobbying group to achieve our combined aims, if so let me know and I'll donate to your cause, but if we're all just going to disassociate ourselves because we don't like some of what's going on there who wins???
The Caravan Park lobby is very strong, how will we combat this if we don't have an organisation that fights for our rights?
If they have the're way, there would be no free dump points, and no free camping facilities, do we really want that?
I personally find it a very narrow minded view that there are those who are willing to accept all the benefits but are to tight to support the organisation that is getting these things done.
No, I am not part of the CMCA organisation, but I will continue to be a member for as long as they continue to fight for my rights and for the services that make it possible to enjoy our great country. I reckon they have done a great job getting the facilities we need setup for our free of charge use.
I'm happy to spend my $'s on the organisation rather than to a caravan park that I don't really need.
As far as the insurance thing goes, Ken Tame is no longer exclusive to CMCA, nor is it affiliated with Allianz any more, was sold to a big insurance group last year.
So get your insurance wherever you like, but if that's the only benefit you see from being a member of the CMCA, then that's your choice, but I would like to see my kids and grandkids have the same opportunity to see out country 'on the wallaby' so to speak, like we can now.
Will that be possible?
All depends on us really.
Cheers,
(sorry Big Gorilla, not having a go at your personally, just the general attitude you expressed and seems to be shared by many others. I hope you don't take it personally as it wasn't meant to be a personal attack)
-- Edited by El Gringo on Friday 10th of January 2014 01:24:36 PM
I certainly don't take any of your comments personally my friend. This is a Forum where we can all freely express our views. Everyone is entitled to their own opinion and I will always respect that.
Sorry mate but you're wrong. I got a quote from KT this week for my van. I was advised that they were underwritten by Allianz, they would only insure the van if they also insured the tug and provided a quote on the understanding that insurance could only be provided if I joined the CMCA. Given those disclaimers they provided the most competitive quote by far for the tug and the van and the annexe and extended contents so I think I maybe joining.
Dave
Yeah, your right regarding the Allianz underwriting, sorry about that, the memory playing tricks on me...
However you can now get Ken Tame insurance through other caravan clubs.
Cheers,
-- Edited by Webmaster on Saturday 11th of January 2014 03:47:38 PM
My understanding is that the CMCA allowed NACC to have access to Ken Tame Insurance, so that members of Caravan Clubs affialated with NACC could get good value/benefits Insurance, with part of the insurance premium going back to the NACC so that organisation can support the Motouring Organisation.
Motouring was setup I understand to support RV Travellers and Fredeom camping, and the CMCA and its members and the NACC want Motouring to prosper.
And this Insurance decision, to me will impact the bottom line of the CMCA's Balance Sheet, with some associate caravan members of the CMCA dropping their membership to get this insurance with caravan clubs associated with the NACC, but to me the CMCA Board believes in developing a strong Motouring organisation to represent all RV Travellers
Peter
-- Edited by PeterInSa on Saturday 11th of January 2014 09:45:26 AM
-- Edited by PeterInSa on Saturday 11th of January 2014 09:53:47 AM
In regards to Motouring I read elsewhere that one of the major caravan clubs, ACC have dropped out of Motouring, not sure if this is still the case, this is an extract from elsewhere dated October 2013;
"SO WHY DID THE ACC PULL OUT OF MOTOURING ?
As I understand it, the catalyst for the ACC's departure was due to shortcomings in its ACCESS scheme ... the ACC version of the CMCA's Leave No Trace scheme which is regarded as the industry standard.
However, rather than address any alleged deficiencies in its ACCESS scheme to bring it up-to-par with Leave No Trace, the ACC Board instead chose to walk away from the negotiating table."
The other Leave No Trace Scheme is Leave No Trace Australia, not sure if that is what they are calling the Access scheme, this is not the CMCA one. http://www.lnt.org.au/
The worldwide Leave No Trace Scheme for campers/hikers etc was around long before the CMCA Version.
-- Edited by Vic41 on Saturday 11th of January 2014 12:04:22 PM
Had a breakdown last August and was only reimbursed first $ 600 for towing.
Patto
less your excess... mine being $1000.00 hmm no wonder it was so much cheaper with a $1000.00 excess..
$1000.00 for Towing
$1000.00 for contents
hmmm
cheers
Mike